Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Thousand Oaks, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Thousand Oaks, CA provides a financial boost to eligible homebuyers in Thousand Oaks, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Thousand Oaks, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Thousand Oaks, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Thousand Oaks, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Thousand Oaks, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Thousand Oaks, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Thousand Oaks, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Thousand Oaks, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Thousand Oaks, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
One of the key benefits of the FHA Down Payment Assistance Home Loan in Thousand Oaks, California is that it allows homebuyers to secure a mortgage with a lower down payment requirement, making homeownership more affordable and accessible. Thousand Oaks, a city in Ventura County, has a diverse population with a median household income above the national average. The city boasts excellent schools, safe neighborhoods, and a thriving job market, making it an attractive location for families and professionals alike. The housing market in Thousand Oaks is competitive yet stable, with a mix of single-family homes, condominiums, and rental properties. The availability of FHA Down Payment Assistance Home Loans further enhances the housing market by encouraging more buyers to invest in the city's real estate market. Some of the main attractions in Thousand Oaks include the beautiful Conejo Valley Botanic Garden, the popular Gardens of the World, and the vibrant Thousand Oaks Civic Arts Plaza, which hosts various cultural events and performances throughout the year.
FHA Down Payment Assistance Home Loan in Thousand Oaks, CA
