Unlock Your Homeownership Dreams with FHA Down Payment Assistance in Three Rivers, TX

Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Three Rivers, TX for FHA loans designed to help you achieve your dream of owning a home with ease.

What is Down Payment Assistance in Three Rivers, TX?

Our Down Payment Assistance program in Three Rivers, TX provides a financial boost to eligible homebuyers in Three Rivers, TX, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.

Forgivable grant for FHA loans in Three Rivers, TX

Key Features of Our FHA Down Payment Assistance in Three Rivers, TX

1. Nearly Nationwide Availability

Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Three Rivers, TX can benefit from our assistance.

2. Forgivable Grant

The grant can cover 2% or 3.5% of the purchase price of your home in Three Rivers, TX. This grant is completely forgivable, easing your financial burden.

3. Combination with Seller Concessions

You can combine this grant with up to 6% seller concessions in Three Rivers, TX, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.

4. No Resale Restrictions

Enjoy the freedom of homeownership in Three Rivers, TX without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.

Eligibility Requirements

To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:

1

Minimum Credit Score

A FICO score of 580 qualifies you for Approve/Eligible status in Three Rivers, TX, while a score of 620 is required for Refer/Eligible status.

2

First-Time Homebuyer

This program is primarily designed for first-time homebuyers in Three Rivers, TX.

3

Community Involvement

If you’re still working, you must either be retired or actively volunteer in your community.

Why Choose Horizon Lending Services?

We are committed to guiding you through every step of the home-buying process in Three Rivers, TX. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.

First-time homebuyer FHA assistance in Three Rivers, TX
Start Your Journey Today

Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Three Rivers, TX and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.

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Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.

FHA Down Payment Assistance Home Loan in Three Rivers, Texas

Benefits of FHA Down Payment Assistance Home Loan: One of the main benefits of an FHA loan is the lower down payment requirement, making homeownership more accessible. The down payment assistance programs can help first-time homebuyers bridge the gap and afford their dream home in Three Rivers, Texas.

Demographics: Three Rivers, Texas, is a charming small town with a population of approximately 1,800 residents. The community is diverse, with a mix of families, young professionals, and retirees creating a welcoming and inclusive environment.

Housing Market: The housing market in Three Rivers offers a range of options, from cozy single-family homes to spacious ranch-style properties. With the assistance of FHA loans, potential homeowners can find affordable housing solutions that meet their needs and budgets.

Main Attractions: Three Rivers boasts serene natural surroundings, including the Choke Canyon State Park, perfect for outdoor enthusiasts. The town also has a rich historical heritage, with landmarks like the George West House Museum offering a glimpse into the area's past.

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