Unlock Your Homeownership Dreams with FHA Down Payment Assistance in Tollhouse, CA

Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Tollhouse, CA for FHA loans designed to help you achieve your dream of owning a home with ease.

What is Down Payment Assistance in Tollhouse, CA?

Our Down Payment Assistance program in Tollhouse, CA provides a financial boost to eligible homebuyers in Tollhouse, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.

Forgivable grant for FHA loans in Tollhouse, CA

Key Features of Our FHA Down Payment Assistance in Tollhouse, CA

1. Nearly Nationwide Availability

Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Tollhouse, CA can benefit from our assistance.

2. Forgivable Grant

The grant can cover 2% or 3.5% of the purchase price of your home in Tollhouse, CA. This grant is completely forgivable, easing your financial burden.

3. Combination with Seller Concessions

You can combine this grant with up to 6% seller concessions in Tollhouse, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.

4. No Resale Restrictions

Enjoy the freedom of homeownership in Tollhouse, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.

Eligibility Requirements

To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:

1

Minimum Credit Score

A FICO score of 580 qualifies you for Approve/Eligible status in Tollhouse, CA, while a score of 620 is required for Refer/Eligible status.

2

First-Time Homebuyer

This program is primarily designed for first-time homebuyers in Tollhouse, CA.

3

Community Involvement

If you’re still working, you must either be retired or actively volunteer in your community.

Why Choose Horizon Lending Services?

We are committed to guiding you through every step of the home-buying process in Tollhouse, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.

First-time homebuyer FHA assistance in Tollhouse, CA
Start Your Journey Today

Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Tollhouse, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.

Get in Touch

Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.

Benefits of FHA Down Payment Assistance Home Loan in Tollhouse, California

1. Lower Down Payment: With an FHA loan, you may qualify for a lower down payment, making homeownership more accessible.

2. Flexible Credit Requirements: FHA loans typically have more flexible credit score requirements compared to traditional mortgages, offering opportunities to individuals with less-than-perfect credit.

3. Down Payment Assistance Programs: FHA loans offer various down payment assistance programs designed to help first-time homebuyers achieve their dream of owning a home.

Demographics

Tollhouse, California, has a population of around 900 residents. The area is known for its rural charm and tight-knit community.

Housing Market

The housing market in Tollhouse offers a mix of single-family homes and plots of land for those looking to build their dream home. Prices in the area are competitive, making it an attractive option for homebuyers.

Main Attractions

Tollhouse is surrounded by the beautiful Sierra Nevada mountains, offering outdoor enthusiasts plenty of recreational activities such as hiking, fishing, and camping. Nearby Shaver Lake is a popular spot for water sports and relaxation.

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sharon@horizonlendingservices.com
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972-347-9224
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