Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Topaz, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Topaz, CA provides a financial boost to eligible homebuyers in Topaz, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Topaz, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Topaz, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Topaz, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Topaz, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Topaz, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Topaz, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Topaz, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Topaz, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
FHA down payment assistance home loans in Topaz, California, offer several benefits, including lower down payment requirements, competitive interest rates, and easier qualification criteria for borrowers with less-than-perfect credit scores. These loans provide a pathway to homeownership for individuals who may not qualify for conventional financing. Topaz, California, is a small community located in Mono County with a population of around 50 residents. The area boasts stunning natural beauty, including access to the nearby West Walker River and Toiyabe National Forest. The serene surroundings make it an ideal location for outdoor enthusiasts and nature lovers. The housing market in Topaz, California, offers a mix of single-family homes and undeveloped land. With the availability of FHA down payment assistance programs, potential homebuyers have more options to purchase property in this picturesque location. The real estate market is relatively stable, with a range of housing choices to suit different preferences and budgets.
FHA Down Payment Assistance Home Loan in Topaz, California
