Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Union City, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Union City, CA provides a financial boost to eligible homebuyers in Union City, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Union City, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Union City, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Union City, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Union City, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Union City, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Union City, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Union City, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Union City, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
FHA Down Payment Assistance Home Loan in Union City, California offers numerous benefits for homebuyers. It helps individuals and families with limited savings to afford a home by providing assistance for the down payment. This program makes homeownership more accessible and affordable. Demographically, Union City is a diverse and vibrant community located in the San Francisco Bay Area. The city has a mix of cultures, with a significant Asian population. It offers excellent educational opportunities with access to quality schools and colleges, making it an ideal place for families. The housing market in Union City is robust, with a range of housing options available for buyers. The city boasts a mix of single-family homes, townhouses, and condos, catering to various preferences. The market is competitive, but with the FHA Down Payment Assistance Home Loan, buyers have a better chance of securing their dream home.
Benefits of FHA Down Payment Assistance Home Loan in Union City, California
