Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Valentine, TX for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Valentine, TX provides a financial boost to eligible homebuyers in Valentine, TX, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Valentine, TX can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Valentine, TX. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Valentine, TX, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Valentine, TX without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Valentine, TX, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Valentine, TX.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Valentine, TX. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Valentine, TX and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
One of the main benefits of an FHA down payment assistance home loan in Valentine, Texas is the lower down payment requirement. This program allows homebuyers to secure a mortgage with a down payment as low as 3.5%, making homeownership more affordable and accessible. Additionally, FHA loans offer competitive interest rates and flexible qualification requirements, making it easier for individuals with less-than-perfect credit to qualify for a mortgage in Valentine, Texas. Moreover, FHA loans provide options for refinancing and renovation financing, allowing homeowners to make improvements to their properties and increase their home's value over time. Demographics in Valentine, Texas Valentine, Texas is a small town with a population of approximately 134 residents. The town is known for its diverse community, with a mix of families, retirees, and young professionals. Housing Market in Valentine, Texas The housing market in Valentine, Texas is characterized by affordable home prices and a variety of housing options, including single-family homes, ranch-style properties, and historic houses. The market is stable and offers opportunities for both buyers and sellers. Main Attractions in Valentine, Texas Some of the main attractions in Valentine, Texas include the famous Prada Marfa art installation, the Valentine Post Office, and the scenic beauty of the surrounding desert landscape. The town also hosts various cultural events and festivals throughout the year.
Benefits of FHA Down Payment Assistance Home Loan in Valentine, Texas
