Unlock Your Homeownership Dreams with FHA Down Payment Assistance in Van, TX

Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Van, TX for FHA loans designed to help you achieve your dream of owning a home with ease.

What is Down Payment Assistance in Van, TX?

Our Down Payment Assistance program in Van, TX provides a financial boost to eligible homebuyers in Van, TX, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.

Forgivable grant for FHA loans in Van, TX

Key Features of Our FHA Down Payment Assistance in Van, TX

1. Nearly Nationwide Availability

Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Van, TX can benefit from our assistance.

2. Forgivable Grant

The grant can cover 2% or 3.5% of the purchase price of your home in Van, TX. This grant is completely forgivable, easing your financial burden.

3. Combination with Seller Concessions

You can combine this grant with up to 6% seller concessions in Van, TX, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.

4. No Resale Restrictions

Enjoy the freedom of homeownership in Van, TX without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.

Eligibility Requirements

To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:

1

Minimum Credit Score

A FICO score of 580 qualifies you for Approve/Eligible status in Van, TX, while a score of 620 is required for Refer/Eligible status.

2

First-Time Homebuyer

This program is primarily designed for first-time homebuyers in Van, TX.

3

Community Involvement

If you’re still working, you must either be retired or actively volunteer in your community.

Why Choose Horizon Lending Services?

We are committed to guiding you through every step of the home-buying process in Van, TX. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.

First-time homebuyer FHA assistance in Van, TX
Start Your Journey Today

Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Van, TX and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.

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Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.

Benefits of FHA Down Payment Assistance Home Loan in Van, Texas

FHA loans offer low down payment options, making homeownership more accessible to a wider range of individuals in Van, Texas. The down payment assistance provided can help first-time homebuyers or those with limited savings to achieve their dream of owning a home.

Van, Texas, a small town with a population of approximately 2,600, offers a close-knit community feel with good schools and a low crime rate. The majority of residents are families or retirees, contributing to a friendly and safe environment.

The housing market in Van, Texas, is relatively stable with a mix of historic homes and newer developments. With the help of FHA down payment assistance, individuals can take advantage of affordable housing options and potentially lower interest rates, making it an attractive location for homebuyers.

Van, Texas, boasts charming attractions such as Van Zandt County Veterans Memorial, Van City Park, and nearby Canton Trade Days. These attractions provide recreational opportunities and a sense of community for residents of all ages.

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sharon@horizonlendingservices.com
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