Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Ventura, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Ventura, CA provides a financial boost to eligible homebuyers in Ventura, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Ventura, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Ventura, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Ventura, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Ventura, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Ventura, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Ventura, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Ventura, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Ventura, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
Benefits: FHA Down Payment Assistance Home Loans in Ventura, California offer low down payment options, competitive interest rates, and lenient credit score requirements, making homeownership more accessible for a wider range of individuals. Additionally, these loans often have flexible income requirements, allowing more people to qualify for assistance in purchasing a home. Demographics: Ventura, California, is a diverse city with a population that includes a mix of young professionals, families, and retirees. The city's population is around 110,790, with a median household income of $66,485. The housing market caters to this varied demographic, offering a range of housing options from apartments to single-family homes. Housing Market: Ventura's housing market is competitive, with a median home price of around $630,000. The market has seen steady growth in recent years, making it a desirable location for both homebuyers and investors. With the assistance of FHA Down Payment Assistance Home Loans, more individuals can participate in the market and achieve their homeownership dreams. Main Attractions: Ventura, California, is known for its beautiful beaches, such as Ventura Pier and Surfer's Point Beach. The city also boasts a vibrant downtown area with trendy shops, restaurants, and cultural attractions like the Museum of Ventura County. Outdoor enthusiasts can enjoy hiking in the nearby Los Padres National Forest or exploring the Channel Islands National Park.
FHA Down Payment Assistance Home Loan in Ventura, California
