Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Victorville, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Victorville, CA provides a financial boost to eligible homebuyers in Victorville, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Victorville, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Victorville, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Victorville, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Victorville, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Victorville, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Victorville, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Victorville, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Victorville, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
FHA Down Payment Assistance Home Loan in Victorville, California offers numerous benefits. Firstly, it allows buyers to qualify for a home with a lower down payment, making homeownership more accessible. Additionally, FHA loans often have lower credit score requirements, making them ideal for first-time buyers or those with less-than-perfect credit. Demographics: Victorville, located in the Victor Valley of San Bernardino County, has a diverse population with a mix of families, young professionals, and retirees. The city has a strong sense of community and is known for its affordable housing options, making it attractive to a wide range of residents. Housing Market: Victorville's housing market is dynamic, offering a variety of options from single-family homes to apartments. The city has seen steady growth in property values, making it an attractive investment opportunity. With the assistance of FHA loans, more individuals and families can afford to own homes in this thriving market. Main Attractions: Victorville boasts a range of attractions, including the famous Route 66 Museum, the Mojave Narrows Regional Park, and the High Desert Center for the Arts. The city is also close to popular outdoor destinations like the Mojave River and the San Bernardino National Forest, offering residents plenty of opportunities for recreation and relaxation.
Benefits of FHA Down Payment Assistance Home Loan in Victorville, California