Unlock Your Homeownership Dreams with FHA Down Payment Assistance in Waka, TX

Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Waka, TX for FHA loans designed to help you achieve your dream of owning a home with ease.

What is Down Payment Assistance in Waka, TX?

Our Down Payment Assistance program in Waka, TX provides a financial boost to eligible homebuyers in Waka, TX, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.

Forgivable grant for FHA loans in Waka, TX

Key Features of Our FHA Down Payment Assistance in Waka, TX

1. Nearly Nationwide Availability

Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Waka, TX can benefit from our assistance.

2. Forgivable Grant

The grant can cover 2% or 3.5% of the purchase price of your home in Waka, TX. This grant is completely forgivable, easing your financial burden.

3. Combination with Seller Concessions

You can combine this grant with up to 6% seller concessions in Waka, TX, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.

4. No Resale Restrictions

Enjoy the freedom of homeownership in Waka, TX without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.

Eligibility Requirements

To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:

1

Minimum Credit Score

A FICO score of 580 qualifies you for Approve/Eligible status in Waka, TX, while a score of 620 is required for Refer/Eligible status.

2

First-Time Homebuyer

This program is primarily designed for first-time homebuyers in Waka, TX.

3

Community Involvement

If you’re still working, you must either be retired or actively volunteer in your community.

Why Choose Horizon Lending Services?

We are committed to guiding you through every step of the home-buying process in Waka, TX. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.

First-time homebuyer FHA assistance in Waka, TX
Start Your Journey Today

Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Waka, TX and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.

Get in Touch

Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.

FHA Down Payment Assistance Home Loan in Waka, Texas

Benefits:

1. Lower down payment requirement compared to traditional loans.

2. Ability to qualify with less-than-perfect credit scores.

3. Fixed-rate options for stable monthly payments.

Demographics:

Waka, Texas, has a population of approximately 200 residents, with a median age of 43.

The town is predominantly Caucasian, with a small percentage of Hispanic residents.

Housing Market:

Waka offers a mix of historic homes and modern developments, with a median home price of $150,000.

The housing market is stable, with steady appreciation rates over the past few years.

Main Attractions:

1. Waka Lake Park offers opportunities for fishing, boating, and picnicking.

2. The Waka Historic District showcases well-preserved architecture from the town's early days.

3. Annual events like the Waka Rodeo draw visitors from neighboring areas.

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Fill our the form or shoot us a email at

sharon@horizonlendingservices.com
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If you have any questions or you prefer to speak via the telephone.

972-347-9224
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