Unlock Your Homeownership Dreams with FHA Down Payment Assistance in Walnut Creek, CA

Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Walnut Creek, CA for FHA loans designed to help you achieve your dream of owning a home with ease.

What is Down Payment Assistance in Walnut Creek, CA?

Our Down Payment Assistance program in Walnut Creek, CA provides a financial boost to eligible homebuyers in Walnut Creek, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.

Forgivable grant for FHA loans in Walnut Creek, CA

Key Features of Our FHA Down Payment Assistance in Walnut Creek, CA

1. Nearly Nationwide Availability

Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Walnut Creek, CA can benefit from our assistance.

2. Forgivable Grant

The grant can cover 2% or 3.5% of the purchase price of your home in Walnut Creek, CA. This grant is completely forgivable, easing your financial burden.

3. Combination with Seller Concessions

You can combine this grant with up to 6% seller concessions in Walnut Creek, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.

4. No Resale Restrictions

Enjoy the freedom of homeownership in Walnut Creek, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.

Eligibility Requirements

To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:

1

Minimum Credit Score

A FICO score of 580 qualifies you for Approve/Eligible status in Walnut Creek, CA, while a score of 620 is required for Refer/Eligible status.

2

First-Time Homebuyer

This program is primarily designed for first-time homebuyers in Walnut Creek, CA.

3

Community Involvement

If you’re still working, you must either be retired or actively volunteer in your community.

Why Choose Horizon Lending Services?

We are committed to guiding you through every step of the home-buying process in Walnut Creek, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.

First-time homebuyer FHA assistance in Walnut Creek, CA
Start Your Journey Today

Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Walnut Creek, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.

Get in Touch

Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.

FHA Down Payment Assistance Home Loan in Walnut Creek, California

Are you looking to purchase a home in Walnut Creek, California? Consider the benefits of an FHA Down Payment Assistance Home Loan. This type of loan offers a lower down payment requirement, making homeownership more accessible to individuals and families. With FHA loans, you may qualify for a down payment as low as 3.5%, allowing you to secure a home with less upfront cost.

Walnut Creek, located in the San Francisco Bay Area, has a diverse population with a mix of young professionals, families, and retirees. The city boasts a thriving economy with a strong job market, making it an attractive place to live for those seeking career opportunities. Additionally, the community is known for its excellent schools and safe neighborhoods, making it ideal for families.

The housing market in Walnut Creek is competitive, with a range of housing options to suit different budgets and preferences. From charming bungalows to modern condos and luxury estates, there is something for everyone in this bustling city. The real estate market in Walnut Creek is dynamic, with steady appreciation in property values, making it a sound investment for homebuyers.

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