Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Waxahachie, TX for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Waxahachie, TX provides a financial boost to eligible homebuyers in Waxahachie, TX, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Waxahachie, TX can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Waxahachie, TX. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Waxahachie, TX, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Waxahachie, TX without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Waxahachie, TX, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Waxahachie, TX.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Waxahachie, TX. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Waxahachie, TX and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
FHA Down Payment Assistance Home Loans in Waxahachie, Texas, offer numerous benefits to potential homebuyers. These loans require lower down payments, making homeownership more accessible. They also provide competitive interest rates and are ideal for first-time homebuyers. Demographically, Waxahachie has a population of approximately 37,988 residents. The city has a diverse community, with a mix of families, young professionals, and retirees. The median household income is $56,880, with a median home value of $190,928. The housing market in Waxahachie is thriving, with a variety of affordable housing options available. The market is competitive, with a median home price of $245,000. FHA loans can help buyers navigate this market by offering flexible financing options. Waxahachie boasts several main attractions, including the Historic Downtown District, known for its charming shops and eateries. The city is home to the Ellis County Museum and the renowned Scarborough Renaissance Festival, attracting visitors from near and far.
Benefits of FHA Down Payment Assistance Home Loan in Waxahachie, Texas
