Unlock Your Homeownership Dreams with FHA Down Payment Assistance in West, TX

Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in West, TX for FHA loans designed to help you achieve your dream of owning a home with ease.

What is Down Payment Assistance in West, TX?

Our Down Payment Assistance program in West, TX provides a financial boost to eligible homebuyers in West, TX, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.

Forgivable grant for FHA loans in West, TX

Key Features of Our FHA Down Payment Assistance in West, TX

1. Nearly Nationwide Availability

Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in West, TX can benefit from our assistance.

2. Forgivable Grant

The grant can cover 2% or 3.5% of the purchase price of your home in West, TX. This grant is completely forgivable, easing your financial burden.

3. Combination with Seller Concessions

You can combine this grant with up to 6% seller concessions in West, TX, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.

4. No Resale Restrictions

Enjoy the freedom of homeownership in West, TX without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.

Eligibility Requirements

To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:

1

Minimum Credit Score

A FICO score of 580 qualifies you for Approve/Eligible status in West, TX, while a score of 620 is required for Refer/Eligible status.

2

First-Time Homebuyer

This program is primarily designed for first-time homebuyers in West, TX.

3

Community Involvement

If you’re still working, you must either be retired or actively volunteer in your community.

Why Choose Horizon Lending Services?

We are committed to guiding you through every step of the home-buying process in West, TX. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.

First-time homebuyer FHA assistance in West, TX
Start Your Journey Today

Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in West, TX and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.

Get in Touch

Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.

Benefits of FHA Down Payment Assistance Home Loan in West, Texas

FHA Down Payment Assistance home loans in West, Texas offer a range of benefits to potential homebuyers. These include lower down payment requirements, competitive interest rates, and easier qualification criteria, making homeownership more accessible.

Demographics: West, Texas, is a charming and tight-knit community with a population that represents a diverse mix of cultures and backgrounds. The town has a strong sense of community spirit and offers a safe and family-friendly environment for residents.

Housing Market: The housing market in West, Texas, provides a mix of affordable properties suitable for first-time buyers, as well as upscale homes for those looking for more space and luxury. With the assistance of FHA loans, prospective buyers can find options that fit their budget and lifestyle.

Main Attractions: West, Texas, boasts a variety of attractions, including historic sites, local markets, and outdoor recreational opportunities. Residents can enjoy exploring the town's rich history, savoring authentic local cuisine, and engaging in outdoor activities amidst the town's scenic surroundings.

Send a Email

Fill our the form or shoot us a email at

sharon@horizonlendingservices.com
Give Us A Call

If you have any questions or you prefer to speak via the telephone.

972-347-9224
Book Your Appointment
Book now