Unlock Your Homeownership Dreams with FHA Down Payment Assistance in West Hills, CA

Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in West Hills, CA for FHA loans designed to help you achieve your dream of owning a home with ease.

What is Down Payment Assistance in West Hills, CA?

Our Down Payment Assistance program in West Hills, CA provides a financial boost to eligible homebuyers in West Hills, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.

Forgivable grant for FHA loans in West Hills, CA

Key Features of Our FHA Down Payment Assistance in West Hills, CA

1. Nearly Nationwide Availability

Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in West Hills, CA can benefit from our assistance.

2. Forgivable Grant

The grant can cover 2% or 3.5% of the purchase price of your home in West Hills, CA. This grant is completely forgivable, easing your financial burden.

3. Combination with Seller Concessions

You can combine this grant with up to 6% seller concessions in West Hills, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.

4. No Resale Restrictions

Enjoy the freedom of homeownership in West Hills, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.

Eligibility Requirements

To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:

1

Minimum Credit Score

A FICO score of 580 qualifies you for Approve/Eligible status in West Hills, CA, while a score of 620 is required for Refer/Eligible status.

2

First-Time Homebuyer

This program is primarily designed for first-time homebuyers in West Hills, CA.

3

Community Involvement

If you’re still working, you must either be retired or actively volunteer in your community.

Why Choose Horizon Lending Services?

We are committed to guiding you through every step of the home-buying process in West Hills, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.

First-time homebuyer FHA assistance in West Hills, CA
Start Your Journey Today

Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in West Hills, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.

Get in Touch

Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.

FHA Down Payment Assistance Home Loan in West Hills, California

Benefits of FHA Down Payment Assistance Home Loan: The FHA loan program allows for a lower down payment, often as low as 3.5%, making homeownership more accessible. It also offers competitive interest rates and flexible credit requirements, making it an attractive option for first-time homebuyers.

Demographics of West Hills: West Hills, located in the San Fernando Valley, is a diverse neighborhood with a mix of families, young professionals, and retirees. The area has a strong sense of community and is known for its excellent schools and parks.

Housing Market in West Hills: The housing market in West Hills is competitive, with a mix of single-family homes, townhouses, and apartments. The median home price is above the national average, reflecting the desirability of the area. However, the FHA loan program can help buyers navigate the market and secure their dream home.

Main Attractions in West Hills: West Hills offers a range of attractions, including the picturesque Chatsworth Reservoir, the historic Orcutt Ranch Horticulture Center, and hiking trails in the nearby Santa Susana Mountains. The neighborhood also has a variety of dining and shopping options, making it a vibrant place to live.

Send a Email

Fill our the form or shoot us a email at

sharon@horizonlendingservices.com
Give Us A Call

If you have any questions or you prefer to speak via the telephone.

972-347-9224
Book Your Appointment
Book now