Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in West Sacramento, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in West Sacramento, CA provides a financial boost to eligible homebuyers in West Sacramento, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in West Sacramento, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in West Sacramento, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in West Sacramento, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in West Sacramento, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in West Sacramento, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in West Sacramento, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in West Sacramento, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in West Sacramento, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
Benefits: An FHA Down Payment Assistance Home Loan in West Sacramento, California offers a valuable opportunity for homebuyers. This program allows for a lower down payment, typically around 3.5%, making homeownership more accessible. Additionally, it provides competitive interest rates and flexible credit requirements, enabling a wider range of individuals to qualify for a loan. Demographics: West Sacramento boasts a diverse population with a mix of young professionals, families, and retirees. The city's proximity to Sacramento and its vibrant community make it an attractive place to live. The median household income is above the national average, reflecting a strong economic base. Housing Market: The housing market in West Sacramento is thriving, with a range of housing options available, from modern apartments to spacious single-family homes. The market is competitive, driven by strong demand and limited inventory. With the FHA Down Payment Assistance Program, more buyers can enter the market and secure their dream home. Main Attractions: West Sacramento offers a variety of attractions, including the iconic Tower Bridge, the bustling River Walk, and the scenic Raley Field. The city is also known for its vibrant dining scene, local wineries, and abundant outdoor recreational activities along the Sacramento River.
Benefits of FHA Down Payment Assistance Home Loan in West Sacramento, California
