Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Westminster, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Westminster, CA provides a financial boost to eligible homebuyers in Westminster, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Westminster, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Westminster, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Westminster, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Westminster, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Westminster, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Westminster, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Westminster, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Westminster, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
FHA Down Payment Assistance Home Loans in Westminster, California provide numerous benefits to prospective homebuyers. These loans require a lower down payment than conventional mortgages, making homeownership more accessible. Additionally, FHA loans offer competitive interest rates and flexible credit requirements, making them suitable for a wide range of borrowers. Westminster, California, boasts a diverse population, with a large Asian community contributing to the city's cultural richness. The area offers a variety of amenities, including parks, shopping centers, and restaurants that cater to residents of all ages and backgrounds. The housing market in Westminster, California, is dynamic, with a mix of single-family homes, townhouses, and apartments to choose from. The city's real estate market has shown steady growth in recent years, presenting opportunities for both buyers and sellers. With the assistance of FHA loans, prospective homebuyers can navigate this evolving market more effectively.
Benefits of FHA Down Payment Assistance Home Loan in Westminster, California
