Unlock Your Homeownership Dreams with FHA Down Payment Assistance in White Deer, TX

Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in White Deer, TX for FHA loans designed to help you achieve your dream of owning a home with ease.

What is Down Payment Assistance in White Deer, TX?

Our Down Payment Assistance program in White Deer, TX provides a financial boost to eligible homebuyers in White Deer, TX, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.

Forgivable grant for FHA loans in White Deer, TX

Key Features of Our FHA Down Payment Assistance in White Deer, TX

1. Nearly Nationwide Availability

Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in White Deer, TX can benefit from our assistance.

2. Forgivable Grant

The grant can cover 2% or 3.5% of the purchase price of your home in White Deer, TX. This grant is completely forgivable, easing your financial burden.

3. Combination with Seller Concessions

You can combine this grant with up to 6% seller concessions in White Deer, TX, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.

4. No Resale Restrictions

Enjoy the freedom of homeownership in White Deer, TX without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.

Eligibility Requirements

To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:

1

Minimum Credit Score

A FICO score of 580 qualifies you for Approve/Eligible status in White Deer, TX, while a score of 620 is required for Refer/Eligible status.

2

First-Time Homebuyer

This program is primarily designed for first-time homebuyers in White Deer, TX.

3

Community Involvement

If you’re still working, you must either be retired or actively volunteer in your community.

Why Choose Horizon Lending Services?

We are committed to guiding you through every step of the home-buying process in White Deer, TX. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.

First-time homebuyer FHA assistance in White Deer, TX
Start Your Journey Today

Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in White Deer, TX and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.

Get in Touch

Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.

Benefits of FHA Down Payment Assistance Home Loan in White Deer, Texas

One of the main benefits of an FHA Down Payment Assistance Home Loan in White Deer, Texas is the ability for first-time homebuyers to purchase a home with a lower down payment. This program helps individuals who may not have sufficient savings for a traditional down payment, making homeownership more accessible.

Demographics in White Deer, Texas, show a close-knit community with a population of around 1,000 residents. The town embraces a rural lifestyle, offering a peaceful environment for families and individuals looking to settle down.

The housing market in White Deer, Texas, is competitive yet affordable. With the assistance of FHA loans, many residents can fulfill their dream of owning a home in this charming town. The market offers a mix of single-family homes and spacious properties, catering to various preferences and budgets.

White Deer, Texas, boasts several main attractions, including the White Deer Land Company Museum, showcasing the town's history and culture. Additionally, outdoor enthusiasts can explore the neighboring parks and natural areas for recreational activities, making it an ideal place for nature lovers.

Send a Email

Fill our the form or shoot us a email at

sharon@horizonlendingservices.com
Give Us A Call

If you have any questions or you prefer to speak via the telephone.

972-347-9224
Book Your Appointment
Book now