Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in White Oak, TX for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in White Oak, TX provides a financial boost to eligible homebuyers in White Oak, TX, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in White Oak, TX can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in White Oak, TX. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in White Oak, TX, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in White Oak, TX without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in White Oak, TX, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in White Oak, TX.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in White Oak, TX. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in White Oak, TX and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
Opting for an FHA Down Payment Assistance Home Loan in White Oak, Texas provides numerous advantages for homebuyers, such as lower down payment requirements, competitive interest rates, and easier qualification criteria, making homeownership more accessible. White Oak, Texas, is a diverse community with a population of approximately 6,500 residents. The town boasts a family-friendly environment, excellent schools, and a strong sense of community spirit, attracting individuals looking for a peaceful yet vibrant place to call home. The housing market in White Oak is thriving, offering a mix of affordable starter homes and luxury properties. With steady appreciation rates and a variety of housing options, White Oak presents an excellent opportunity for homebuyers seeking a stable and promising real estate investment. Notable attractions in White Oak include the picturesque White Oak City Park, which features recreational facilities for all ages, and the nearby Lake O' the Pines, a popular spot for fishing, boating, and outdoor activities, providing residents with ample opportunities for leisure and relaxation.
The Benefits of FHA Down Payment Assistance Home Loan in White Oak, Texas
