Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Whitesboro, TX for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Whitesboro, TX provides a financial boost to eligible homebuyers in Whitesboro, TX, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Whitesboro, TX can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Whitesboro, TX. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Whitesboro, TX, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Whitesboro, TX without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Whitesboro, TX, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Whitesboro, TX.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Whitesboro, TX. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Whitesboro, TX and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
An FHA loan in Whitesboro, Texas provides benefits like lower down payments, competitive interest rates, and easier credit qualifications. This makes homeownership more accessible to a wider range of individuals and families. Demographics: Whitesboro, Texas, is a charming small town with a population of approximately 4,000 residents. The community is known for its friendly atmosphere, good schools, and a mix of urban and rural amenities. Housing Market: The housing market in Whitesboro offers a diverse range of properties, from historic homes to modern developments. With the FHA Down Payment Assistance program, more individuals can purchase homes, boosting the local real estate market. Main Attractions: Whitesboro boasts attractions like the Eisenhower Birthplace State Historic Site, the picturesque Hagerman National Wildlife Refuge, and the vibrant downtown area with shops and dining options.
Benefits of FHA Down Payment Assistance Home Loan
