Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Whitney, TX for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Whitney, TX provides a financial boost to eligible homebuyers in Whitney, TX, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Whitney, TX can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Whitney, TX. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Whitney, TX, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Whitney, TX without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Whitney, TX, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Whitney, TX.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Whitney, TX. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Whitney, TX and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
FHA down payment assistance home loans in Whitney, Texas offer numerous benefits to homebuyers, including lower down payment requirements, competitive interest rates, and lenient credit score qualifications. Demographics: Whitney, Texas, is a charming small town with a population of approximately 2,000 residents. The community is known for its friendly atmosphere, strong sense of community, and family-friendly environment. Housing Market: The housing market in Whitney, Texas, is diverse, offering a range of housing options from historic homes to modern developments. The average home price in Whitney is affordable, making it an attractive option for first-time homebuyers. Main Attractions: Whitney is located near Lake Whitney, a popular recreational area known for its fishing, boating, and camping opportunities. Additionally, the town boasts picturesque parks, local shops, and restaurants, making it a great place to live and explore.
Benefits of FHA Down Payment Assistance Home Loan in Whitney, Texas
