Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Willis, TX for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Willis, TX provides a financial boost to eligible homebuyers in Willis, TX, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Willis, TX can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Willis, TX. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Willis, TX, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Willis, TX without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Willis, TX, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Willis, TX.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Willis, TX. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Willis, TX and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
Benefits: 1. Lower Down Payment: FHA loans offer a down payment as low as 3.5%, making homeownership more affordable for first-time buyers. 2. Assistance Programs: Various down payment assistance programs are available to help buyers with limited funds for closing costs. 3. Flexible Qualifications: FHA loans have less stringent requirements, allowing individuals with lower credit scores to qualify. Demographics: Willis, Texas, has a population of approximately 6,000 residents. The town has a mix of families, young professionals, and retirees, creating a diverse community. Housing Market: The housing market in Willis is thriving, with a range of affordable single-family homes and new constructions. The median home price is around $200,000, making it an attractive location for buyers seeking affordable housing options. Main Attractions: Willis offers a variety of attractions, including the Sam Houston National Forest for outdoor enthusiasts, Lake Conroe for water activities, and the Heritage Museum for history buffs.
FHA Down Payment Assistance Home Loan in Willis, Texas