Unlock Your Homeownership Dreams with FHA Down Payment Assistance in Wills Point, TX

Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Wills Point, TX for FHA loans designed to help you achieve your dream of owning a home with ease.

What is Down Payment Assistance in Wills Point, TX?

Our Down Payment Assistance program in Wills Point, TX provides a financial boost to eligible homebuyers in Wills Point, TX, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.

Forgivable grant for FHA loans in Wills Point, TX

Key Features of Our FHA Down Payment Assistance in Wills Point, TX

1. Nearly Nationwide Availability

Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Wills Point, TX can benefit from our assistance.

2. Forgivable Grant

The grant can cover 2% or 3.5% of the purchase price of your home in Wills Point, TX. This grant is completely forgivable, easing your financial burden.

3. Combination with Seller Concessions

You can combine this grant with up to 6% seller concessions in Wills Point, TX, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.

4. No Resale Restrictions

Enjoy the freedom of homeownership in Wills Point, TX without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.

Eligibility Requirements

To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:

1

Minimum Credit Score

A FICO score of 580 qualifies you for Approve/Eligible status in Wills Point, TX, while a score of 620 is required for Refer/Eligible status.

2

First-Time Homebuyer

This program is primarily designed for first-time homebuyers in Wills Point, TX.

3

Community Involvement

If you’re still working, you must either be retired or actively volunteer in your community.

Why Choose Horizon Lending Services?

We are committed to guiding you through every step of the home-buying process in Wills Point, TX. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.

First-time homebuyer FHA assistance in Wills Point, TX
Start Your Journey Today

Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Wills Point, TX and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.

Get in Touch

Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.

Benefits of FHA Down Payment Assistance Home Loan in Wills Point, Texas

Obtaining an FHA Down Payment Assistance Home Loan in Wills Point, Texas offers numerous advantages. With lower down payment requirements, reduced closing costs, and competitive interest rates, this program makes homeownership more accessible to individuals and families.

Demographically, Wills Point, Texas has a population of approximately X, with a median household income of Y. The town is known for its welcoming community and family-friendly environment, making it an ideal place to settle down and invest in a home.

The housing market in Wills Point is stable, with a variety of housing options available at affordable prices. With the FHA Down Payment Assistance Program, prospective buyers can explore a range of properties, from single-family homes to townhouses, ensuring they find a residence that suits their needs and budget.

Main attractions in Wills Point include its historic downtown area, featuring charming shops and restaurants, as well as beautiful parks and recreational facilities. Residents can enjoy a peaceful small-town lifestyle while still having access to essential amenities and services.

Send a Email

Fill our the form or shoot us a email at

sharon@horizonlendingservices.com
Give Us A Call

If you have any questions or you prefer to speak via the telephone.

972-347-9224
Book Your Appointment
Book now