Unlock Your Homeownership Dreams with FHA Down Payment Assistance in Wimberley, TX

Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Wimberley, TX for FHA loans designed to help you achieve your dream of owning a home with ease.

What is Down Payment Assistance in Wimberley, TX?

Our Down Payment Assistance program in Wimberley, TX provides a financial boost to eligible homebuyers in Wimberley, TX, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.

Forgivable grant for FHA loans in Wimberley, TX

Key Features of Our FHA Down Payment Assistance in Wimberley, TX

1. Nearly Nationwide Availability

Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Wimberley, TX can benefit from our assistance.

2. Forgivable Grant

The grant can cover 2% or 3.5% of the purchase price of your home in Wimberley, TX. This grant is completely forgivable, easing your financial burden.

3. Combination with Seller Concessions

You can combine this grant with up to 6% seller concessions in Wimberley, TX, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.

4. No Resale Restrictions

Enjoy the freedom of homeownership in Wimberley, TX without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.

Eligibility Requirements

To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:

1

Minimum Credit Score

A FICO score of 580 qualifies you for Approve/Eligible status in Wimberley, TX, while a score of 620 is required for Refer/Eligible status.

2

First-Time Homebuyer

This program is primarily designed for first-time homebuyers in Wimberley, TX.

3

Community Involvement

If you’re still working, you must either be retired or actively volunteer in your community.

Why Choose Horizon Lending Services?

We are committed to guiding you through every step of the home-buying process in Wimberley, TX. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.

First-time homebuyer FHA assistance in Wimberley, TX
Start Your Journey Today

Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Wimberley, TX and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.

Get in Touch

Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.

Benefits of FHA Down Payment Assistance Home Loan in Wimberley, Texas

The FHA down payment assistance home loan program in Wimberley, Texas, provides numerous benefits to first-time homebuyers and those with limited financial resources. One of the key advantages is the lower down payment requirement, making homeownership more accessible to a wider range of individuals.

Additionally, the FHA loan offers competitive interest rates, allowing borrowers to save money over the life of the loan. The program also provides flexibility in credit score requirements, accommodating individuals with varying credit histories.

Moreover, the FHA loan program includes options for refinancing and renovation loans, giving homeowners the opportunity to improve their property and increase its value over time.

Demographics

Wimberley, Texas, is a charming town known for its friendly community and picturesque landscapes. The population is diverse, consisting of families, retirees, and young professionals seeking a peaceful yet vibrant place to call home.

Housing Market

The housing market in Wimberley offers a mix of historic homes, modern developments, and spacious properties with scenic views. The market is competitive yet diverse, catering to various budgets and preferences.

Main Attractions

Wimberley is renowned for its natural beauty, including the iconic Blue Hole Regional Park, Wimberley Valley Winery, and Jacob's Well Natural Area. The town also hosts local events, farmers' markets, and artisan shops, providing residents with a vibrant and engaging lifestyle.

Send a Email

Fill our the form or shoot us a email at

sharon@horizonlendingservices.com
Give Us A Call

If you have any questions or you prefer to speak via the telephone.

972-347-9224
Book Your Appointment
Book now