Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Winfield, TX for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Winfield, TX provides a financial boost to eligible homebuyers in Winfield, TX, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Winfield, TX can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Winfield, TX. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Winfield, TX, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Winfield, TX without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Winfield, TX, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Winfield, TX.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Winfield, TX. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Winfield, TX and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
FHA Down Payment Assistance programs offer various benefits to potential home buyers in Winfield, Texas. This option allows buyers to secure a home with a lower down payment requirement, making homeownership more accessible and affordable. Additionally, these loans often feature competitive interest rates, helping buyers save money over the life of the loan. Winfield, Texas, boasts a diverse demographic makeup with a mix of young families, professionals, and retirees. The town's population enjoys a tight-knit community atmosphere, excellent schools, and access to outdoor recreational activities, making it an ideal place to call home. In terms of the housing market, Winfield offers a range of housing options, from single-family homes to townhouses. The real estate market in Winfield is stable, with moderate appreciation rates, making it an attractive location for both first-time home buyers and investors. Some main attractions in Winfield include the scenic Winfield Lake, perfect for fishing and boating enthusiasts. The town also features charming local shops, restaurants, and parks, providing residents with a welcoming and vibrant community to explore and enjoy.
FHA Down Payment Assistance in Winfield, Texas
