Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Winnsboro, TX for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Winnsboro, TX provides a financial boost to eligible homebuyers in Winnsboro, TX, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Winnsboro, TX can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Winnsboro, TX. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Winnsboro, TX, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Winnsboro, TX without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Winnsboro, TX, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Winnsboro, TX.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Winnsboro, TX. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Winnsboro, TX and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
FHA loans offer low down payment options, making homeownership more accessible to individuals with limited savings. This assistance program can help reduce the upfront costs associated with buying a home, allowing more people to achieve their dream of homeownership. Winnsboro, Texas, is a charming small town known for its friendly community, historic downtown area, and beautiful natural surroundings. The town boasts a diverse demographic mix, with a blend of young families, retirees, and professionals, creating a vibrant and welcoming atmosphere. The housing market in Winnsboro offers a range of affordable options, from cozy single-family homes to spacious ranch properties. With the assistance of FHA loans, buyers can find attractive financing options that suit their budget and needs, making it easier to purchase a home in this desirable location. Some main attractions in Winnsboro include the charming downtown square, art galleries showcasing local talent, and outdoor recreational opportunities like Lake Cypress Springs and the Winnsboro City Park. Residents enjoy a relaxed pace of life while still having access to modern amenities and conveniences.
Benefits of FHA Down Payment Assistance Home Loan in Winnsboro, Texas
