Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Winters, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Winters, CA provides a financial boost to eligible homebuyers in Winters, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Winters, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Winters, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Winters, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Winters, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Winters, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Winters, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Winters, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Winters, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
Securing an FHA Down Payment Assistance Home Loan in Winters, California comes with numerous advantages. Firstly, it provides a lower down payment option, making homeownership more accessible to a broader range of individuals. Additionally, these loans often have competitive interest rates, enabling borrowers to save money over the life of the loan. Winters, California, situated in Yolo County, boasts a diverse demographic profile. The town has a mix of both rural and suburban characteristics, attracting families, young professionals, and retirees alike. Its welcoming community vibe and strong school system make it an ideal place to raise a family. The housing market in Winters is on the rise, with a healthy balance of inventory and demand. The median home price is relatively affordable compared to neighboring areas, making it an attractive option for first-time buyers. The FHA Down Payment Assistance Home Loan can further facilitate the purchase of a home in this thriving market. Winters is renowned for its picturesque landscapes, with attractions such as Lake Solano Park, Berryessa Peak Trail, and the charming downtown area. Residents can enjoy outdoor activities, local wineries, and a bustling food scene, making Winters a desirable location for living and exploring.
The Benefits of FHA Down Payment Assistance Home Loan in Winters, California
