Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Winters, TX for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Winters, TX provides a financial boost to eligible homebuyers in Winters, TX, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Winters, TX can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Winters, TX. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Winters, TX, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Winters, TX without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Winters, TX, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Winters, TX.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Winters, TX. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Winters, TX and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
Getting an FHA Down Payment Assistance Home Loan in Winters, Texas comes with numerous benefits. The program helps first-time homebuyers and those with limited funds overcome the barrier of a large down payment, making homeownership more accessible. Demographics: Winters, Texas, is a charming small town with a population of approximately 2,500 residents. The community is close-knit and offers a peaceful retreat from the hustle and bustle of city life. The town has a mix of young families, retirees, and professionals, creating a diverse and welcoming environment. Housing Market: Winters offers a range of housing options, from historic homes to modern developments. With the assistance of FHA loans, more individuals and families can afford to buy a home in Winters. The market is stable, with steady growth and competitive prices, making it an attractive location for both homeowners and investors. Main Attractions: Winters boasts a variety of attractions, including the Winters Country Club for golf enthusiasts, the Runnels County Historical Commission Museum for history buffs, and beautiful parks for outdoor activities. The town's scenic beauty and rich culture make it a desirable place to call home.
Benefits of FHA Down Payment Assistance Home Loan in Winters, Texas
