Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Woodbridge, CA for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Woodbridge, CA provides a financial boost to eligible homebuyers in Woodbridge, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Woodbridge, CA can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Woodbridge, CA. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Woodbridge, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Woodbridge, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Woodbridge, CA, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Woodbridge, CA.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Woodbridge, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Woodbridge, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
Benefits of FHA Down Payment Assistance Home Loans: FHA loans offer lower down payment requirements, making homeownership more accessible. With down payment assistance programs, qualified buyers can receive financial help to cover the upfront costs of purchasing a home, reducing the financial burden. Demographics of Woodbridge, California: Woodbridge is a vibrant community located in San Joaquin County. It has a diverse population with a mix of families, young professionals, and retirees. The town offers a peaceful suburban lifestyle with easy access to urban amenities. Housing Market in Woodbridge: The housing market in Woodbridge is characterized by a range of property types, from single-family homes to townhouses. With the assistance of FHA loans, prospective buyers can explore affordable housing options and benefit from the stability of the local real estate market. Main Attractions in Woodbridge: Woodbridge is known for its scenic vineyards, offering wine enthusiasts a charming location to explore local wineries. Additionally, the town's proximity to outdoor recreational areas like Lodi Lake Park and the Mokelumne River provides residents with opportunities for leisure and relaxation.
FHA Down Payment Assistance Home Loans in Woodbridge, California
