Get Approved at The Lowest Rate
Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Wortham, TX for FHA loans designed to help you achieve your dream of owning a home with ease.
Our Down Payment Assistance program in Wortham, TX provides a financial boost to eligible homebuyers in Wortham, TX, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.
Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Wortham, TX can benefit from our assistance.
The grant can cover 2% or 3.5% of the purchase price of your home in Wortham, TX. This grant is completely forgivable, easing your financial burden.
You can combine this grant with up to 6% seller concessions in Wortham, TX, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.
Enjoy the freedom of homeownership in Wortham, TX without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.
To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:
A FICO score of 580 qualifies you for Approve/Eligible status in Wortham, TX, while a score of 620 is required for Refer/Eligible status.
This program is primarily designed for first-time homebuyers in Wortham, TX.
If you’re still working, you must either be retired or actively volunteer in your community.
We are committed to guiding you through every step of the home-buying process in Wortham, TX. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.
Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Wortham, TX and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.
Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.
FHA Down Payment Assistance Home Loans offer several benefits to homebuyers in Wortham, Texas. These loans require lower down payments, making homeownership more accessible. They also have competitive interest rates, ideal for first-time buyers or those with less-than-perfect credit scores. Wortham, Texas, is a charming community with a diverse population. The town boasts a welcoming atmosphere and a strong sense of community. Demographics show a mix of families, young professionals, and retirees, contributing to a vibrant and dynamic neighborhood. The housing market in Wortham, Texas, offers a range of options, from historic homes to modern developments. With the help of FHA Down Payment Assistance, potential buyers can explore these housing options more easily. The market is stable, providing opportunities for both buyers and sellers. Wortham, Texas, has various attractions for residents and visitors alike. From picturesque parks to local eateries, there is something for everyone. Outdoor enthusiasts can enjoy hiking trails, while history buffs can visit museums and cultural sites.
FHA Down Payment Assistance Home Loan in Wortham, Texas
