Unlock Your Homeownership Dreams with FHA Down Payment Assistance in Wrightwood, CA

Securing a down payment can be one of the biggest challenges on the path to homeownership. That’s why we’re thrilled to offer a comprehensive Down Payment Assistance (DPA) program in Wrightwood, CA for FHA loans designed to help you achieve your dream of owning a home with ease.

What is Down Payment Assistance in Wrightwood, CA?

Our Down Payment Assistance program in Wrightwood, CA provides a financial boost to eligible homebuyers in Wrightwood, CA, making it easier to cover the upfront costs of purchasing a home. This assistance is available in the form of a forgivable grant, which means you don’t have to repay it under certain conditions.

Forgivable grant for FHA loans in Wrightwood, CA

Key Features of Our FHA Down Payment Assistance in Wrightwood, CA

1. Nearly Nationwide Availability

Our DPA program is available in most states across the U.S., excluding Washington state. This extensive reach ensures that many aspiring homeowners in Wrightwood, CA can benefit from our assistance.

2. Forgivable Grant

The grant can cover 2% or 3.5% of the purchase price of your home in Wrightwood, CA. This grant is completely forgivable, easing your financial burden.

3. Combination with Seller Concessions

You can combine this grant with up to 6% seller concessions in Wrightwood, CA, which can be used for closing costs. This flexibility allows for a more manageable and less stressful home-buying experience.

4. No Resale Restrictions

Enjoy the freedom of homeownership in Wrightwood, CA without any resale restrictions. You can sell your home whenever you choose without worrying about penalties or limitations.

Eligibility Requirements

To qualify for our FHA Down Payment Assistance program, you need to meet the following criteria:

1

Minimum Credit Score

A FICO score of 580 qualifies you for Approve/Eligible status in Wrightwood, CA, while a score of 620 is required for Refer/Eligible status.

2

First-Time Homebuyer

This program is primarily designed for first-time homebuyers in Wrightwood, CA.

3

Community Involvement

If you’re still working, you must either be retired or actively volunteer in your community.

Why Choose Horizon Lending Services?

We are committed to guiding you through every step of the home-buying process in Wrightwood, CA. Our experienced team will work closely with you to explore your options, ensuring you make informed decisions that suit your financial situation and homeownership goals.

First-time homebuyer FHA assistance in Wrightwood, CA
Start Your Journey Today

Don’t let the down payment be a barrier to your dream home. Contact Horizon Lending Services today to learn more about our FHA Down Payment Assistance program in Wrightwood, CA and take the first step towards owning your home. Our dedicated professionals are here to help you navigate the complexities of home buying with confidence and ease.

Get in Touch

Let Horizon Lending Services be your trusted partner in turning your homeownership dreams into reality.

Benefits of FHA Down Payment Assistance Home Loan in Wrightwood, California

One of the key benefits of a FHA Down Payment Assistance Home Loan in Wrightwood, California is that it allows eligible buyers to purchase a home with a lower down payment requirement, typically around 3.5%. This can make homeownership more accessible for individuals who may not have a large sum of money saved for a traditional down payment.

Another advantage is that FHA loans often have more flexible credit score requirements compared to conventional loans, making it easier for individuals with less-than-perfect credit to qualify for a mortgage and buy a home in Wrightwood, California.

Additionally, FHA loans can also be used for both new purchases and refinancing, providing homeowners in Wrightwood, California with options to lower their monthly mortgage payments or access funds for home improvements.

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sharon@horizonlendingservices.com
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