Maximize Property Value and Returns with Fix & Flip Loans in Cottonwood, CA

Empowering real estate investors with financial solutions, our Fix & Flip loan program is crafted to help you purchase, renovate, and sell properties profitably. Whether you’re a seasoned investor or just starting out, our flexible and competitive financing options in Cottonwood, CA are designed to support your property ventures.

Program Highlights

1. Eligible Property Types

  • Single-Family Homes
  • Condos
  • 2-4 Unit Properties
  • Multifamily Properties (5+ Units)
  • Mixed-Use Properties

2. Versatile Loan Types

Our Fix & Flip loans in Cottonwood, CA cater to various investment needs, including:

  • Purchase
  • Refinance
  • Cash-Out
  • Renovation
  • Bridge Loans
  • Ground-Up Construction

No Experience Required New to Property investment? No problem. Our Fix & Flip loans in Cottonwood, CA are accessible to both novice and experienced investors.

3. Flexible Credit Requirements

  • Minimum Credit Score: 650+

4. Loan Amount

  • Minimum Loan Amount: $100,000

Interest-Only Terms Benefit from flexible loan terms in Cottonwood, CA ranging from 12 to 24 months with interest-only payments, ensuring manageable cash flow. Plus, there’s no prepayment penalty, giving you the freedom to repay your loan early.

Leverage Guide

Maximize Your Investment Potential

Purchase Price Loan-to-Value (LTV):

  • With Experience: Up to 85%
  • No Experience: Up to 80%

Rental Loan:

  • Purchase: Up to 80%
  • Cash-Out: Not Applicable
Real Estate Investment in Cottonwood, CA
Why Choose Horizon Lending Services?
1
Expert Guidance

Our experienced team in Cottonwood, CA provides valuable insights and personalized service, supporting you throughout your investment journey.

2
Smooth and Efficient Process

We simplify the financing process, allowing you to focus on your projects without unnecessary hassles.

3
Commitment to Your Success

We are dedicated to helping you achieve your real estate investment goals in Cottonwood, CA with competitive rates and flexible terms tailored to your needs.

Get Started Today

Ready to embark on your next Fix & Flip project? Contact Horizon Lending Services today to explore our Fix & Flip loan program in Cottonwood, CA. Our knowledgeable team is here to assist you at every step, ensuring you have the financial support to succeed.

Horizon Lending Services

Your Partner in Real Estate Investment Success

Benefits of Fix and Flip Home Loan in Cottonwood, California

Fix and Flip Home Loans offer investors the opportunity to purchase distressed properties, renovate them, and sell them at a profit. In Cottonwood, California, this type of loan can be particularly beneficial due to the high demand for renovated homes in the area.

Cottonwood, California, located in Shasta County, has a population of approximately 3,300 residents. The town offers a rural lifestyle with access to scenic beauty, outdoor recreation, and a strong sense of community. The demographics of Cottonwood present a mix of families, retirees, and young professionals seeking affordable housing options.

The housing market in Cottonwood, California, has shown steady growth in recent years. With a median home price below the state average, investors can find properties at attractive prices for fix and flip projects. The area's proximity to larger cities like Redding adds to its appeal for homebuyers and investors alike.

Some of the main attractions in Cottonwood include the beautiful Lassen National Forest, which offers hiking, camping, and fishing opportunities. Additionally, the town hosts the Cottonwood Rodeo, a popular annual event that draws visitors from across the region. These attractions contribute to the overall appeal of the area for both residents and visitors.

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sharon@horizonlendingservices.com
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972-347-9224
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