Maximize Property Value and Returns with Fix & Flip Loans in Merced, CA

Empowering real estate investors with financial solutions, our Fix & Flip loan program is crafted to help you purchase, renovate, and sell properties profitably. Whether you’re a seasoned investor or just starting out, our flexible and competitive financing options in Merced, CA are designed to support your property ventures.

Program Highlights

1. Eligible Property Types

  • Single-Family Homes
  • Condos
  • 2-4 Unit Properties
  • Multifamily Properties (5+ Units)
  • Mixed-Use Properties

2. Versatile Loan Types

Our Fix & Flip loans in Merced, CA cater to various investment needs, including:

  • Purchase
  • Refinance
  • Cash-Out
  • Renovation
  • Bridge Loans
  • Ground-Up Construction

No Experience Required New to Property investment? No problem. Our Fix & Flip loans in Merced, CA are accessible to both novice and experienced investors.

3. Flexible Credit Requirements

  • Minimum Credit Score: 650+

4. Loan Amount

  • Minimum Loan Amount: $100,000

Interest-Only Terms Benefit from flexible loan terms in Merced, CA ranging from 12 to 24 months with interest-only payments, ensuring manageable cash flow. Plus, there’s no prepayment penalty, giving you the freedom to repay your loan early.

Leverage Guide

Maximize Your Investment Potential

Purchase Price Loan-to-Value (LTV):

  • With Experience: Up to 85%
  • No Experience: Up to 80%

Rental Loan:

  • Purchase: Up to 80%
  • Cash-Out: Not Applicable
Real Estate Investment in Merced, CA
Why Choose Horizon Lending Services?
1
Expert Guidance

Our experienced team in Merced, CA provides valuable insights and personalized service, supporting you throughout your investment journey.

2
Smooth and Efficient Process

We simplify the financing process, allowing you to focus on your projects without unnecessary hassles.

3
Commitment to Your Success

We are dedicated to helping you achieve your real estate investment goals in Merced, CA with competitive rates and flexible terms tailored to your needs.

Get Started Today

Ready to embark on your next Fix & Flip project? Contact Horizon Lending Services today to explore our Fix & Flip loan program in Merced, CA. Our knowledgeable team is here to assist you at every step, ensuring you have the financial support to succeed.

Horizon Lending Services

Your Partner in Real Estate Investment Success

Benefits of a Fix and Flip Home Loan in Merced, California

Fix and flip home loans in Merced, California offer a range of benefits for real estate investors looking to renovate and sell properties for profit. These loans provide funds to purchase properties that require significant renovations, allowing investors to increase the value of the home and make a profit upon resale.

Demographically, Merced is a diverse city located in the heart of the San Joaquin Valley. With a population of over 80,000 residents, Merced offers a blend of urban amenities and small-town charm. The city is home to a mix of residents, including students attending the nearby University of California, Merced, as well as families and professionals attracted to the area's affordable housing market.

Merced's housing market presents opportunities for real estate investors interested in fix and flip projects. The city's median home prices are relatively low compared to nearby metropolitan areas, making it an attractive location for investors seeking affordable properties to renovate and sell for profit. Additionally, the demand for housing in Merced is growing, driven by factors such as population growth and the city's proximity to major employment centers.

Some of Merced's main attractions include Castle Air Museum, offering a glimpse into the area's military history, and Applegate Park Zoo, a popular destination for families and animal lovers. The city also boasts a vibrant downtown area with shops, restaurants, and cultural venues, providing residents and visitors with a range of entertainment options.

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sharon@horizonlendingservices.com
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972-347-9224
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