Empowering Homeownership for All in Alba, TX

We believe everyone deserves the opportunity to own a home, regardless of their citizenship status. That's why we offer specialized foreign national loan programs in Alba, TX for ITIN (Individual Taxpayer Identification Number) holders and Foreign Nationals. We aim to make homeownership accessible and straightforward, ensuring you have the support you need throughout the process.

Program Highlights

Flexible Credit Requirements

We understand that credit profiles vary. Our ITIN and Foreign National loan programs in Alba, TX are accessible with a minimum credit score of 680, opening doors for more borrowers to qualify.

1. Loan Amount and Property Types for Foreign National Mortgages Alba, TX

Minimum Loan Amount: $100,000

Property Types:

  • Single Family Homes in Alba, TX (attached and detached)
  • Planned Unit Developments (PUDs)
  • Warrantable Condos (following FNMA requirements)
  • Non-Warrantable Condos (considered on a case-by-case basis, with exception pricing)
  • 2-4 Unit Properties in Alba, TX

2. Personalized Solutions

We recognize that each borrower has unique needs. Our team in Alba, TX will work with you to tailor a loan solution for your financial situation and homeownership goals.

3. Competitive Rates

Benefit from our competitive rates designed to make homeownership in Alba, TX more affordable for ITIN holders and Foreign Nationals.

Why Choose Horizon Lending Services?

Expertise in ITIN and Foreign National Loans

Our experienced team in Alba, TX understands the nuances of these specialized loan programs and is dedicated to providing you with the best service and support.

Smooth and Efficient Process

From application to closing, we ensure a seamless and hassle-free experience.

Commitment to Your Success

We are committed to helping you achieve your dream of homeownership in Alba, TX, providing personalized guidance every step of the way.

Affordable Homeownership for ITIN Holders in Alba, TX
Get Started Today

Ready to take the next step towards owning your home? Contact Horizon Lending Services in Alba, TX today to explore our ITIN and Foreign National loan programs. Our knowledgeable team is here to assist you and answer any questions you may have.

Horizon Lending Services

Your Partner in Inclusive Home Financing

Benefits of ITIN or Foreign National Home Loan in Alba, Texas

Firstly, one of the key benefits of securing an ITIN or Foreign National home loan in Alba, Texas is the accessibility it provides to individuals who might not have a Social Security Number but still want to purchase a property in the area. This opens up opportunities for foreign nationals or individuals with other types of legal status to invest in real estate.

Moreover, these types of loans often come with competitive interest rates and terms, making homeownership more affordable and feasible for those who may not qualify for traditional loans. Additionally, by investing in a property in Alba, Texas, individuals can benefit from potential appreciation in property value over time, offering a solid investment opportunity.

Alba, Texas, is a charming rural town with a diverse demographic mix. The population consists of both locals and newcomers, creating a warm and welcoming community. The area boasts a rich cultural heritage and a strong sense of community spirit, making it an attractive place to live for individuals from different backgrounds.

When it comes to the housing market in Alba, Texas, there is a range of options available to suit different preferences and budgets. From cozy single-family homes to spacious ranch-style properties, prospective buyers can find a property that fits their needs. The market is relatively stable, offering opportunities for both buyers and sellers in terms of value and growth potential.

Some main attractions in Alba, Texas, include the picturesque Alba Botanical Gardens, which showcase a variety of native plant species and offer a peaceful retreat for nature lovers. The town also features several quaint cafes and boutique shops, providing residents with convenient amenities and opportunities for relaxation and recreation.

Send a Email

Fill our the form or shoot us a email at

sharon@horizonlendingservices.com
Give Us A Call

If you have any questions or you prefer to speak via the telephone.

972-347-9224
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