Empowering Homeownership for All in Albany, CA

We believe everyone deserves the opportunity to own a home, regardless of their citizenship status. That's why we offer specialized foreign national loan programs in Albany, CA for ITIN (Individual Taxpayer Identification Number) holders and Foreign Nationals. We aim to make homeownership accessible and straightforward, ensuring you have the support you need throughout the process.

Program Highlights

Flexible Credit Requirements

We understand that credit profiles vary. Our ITIN and Foreign National loan programs in Albany, CA are accessible with a minimum credit score of 680, opening doors for more borrowers to qualify.

1. Loan Amount and Property Types for Foreign National Mortgages Albany, CA

Minimum Loan Amount: $100,000

Property Types:

  • Single Family Homes in Albany, CA (attached and detached)
  • Planned Unit Developments (PUDs)
  • Warrantable Condos (following FNMA requirements)
  • Non-Warrantable Condos (considered on a case-by-case basis, with exception pricing)
  • 2-4 Unit Properties in Albany, CA

2. Personalized Solutions

We recognize that each borrower has unique needs. Our team in Albany, CA will work with you to tailor a loan solution for your financial situation and homeownership goals.

3. Competitive Rates

Benefit from our competitive rates designed to make homeownership in Albany, CA more affordable for ITIN holders and Foreign Nationals.

Why Choose Horizon Lending Services?

Expertise in ITIN and Foreign National Loans

Our experienced team in Albany, CA understands the nuances of these specialized loan programs and is dedicated to providing you with the best service and support.

Smooth and Efficient Process

From application to closing, we ensure a seamless and hassle-free experience.

Commitment to Your Success

We are committed to helping you achieve your dream of homeownership in Albany, CA, providing personalized guidance every step of the way.

Affordable Homeownership for ITIN Holders in Albany, CA
Get Started Today

Ready to take the next step towards owning your home? Contact Horizon Lending Services in Albany, CA today to explore our ITIN and Foreign National loan programs. Our knowledgeable team is here to assist you and answer any questions you may have.

Horizon Lending Services

Your Partner in Inclusive Home Financing

Benefits of ITIN or Foreign National Home Loan in Albany, California

ITIN or Foreign National home loans in Albany, California offer a unique opportunity for individuals without a Social Security number to purchase property. These loans provide access to the real estate market for non-US citizens, helping them achieve the dream of homeownership.

Demographically, Albany is known for its diverse community, with a mix of residents from various cultural backgrounds. This vibrant and inclusive city offers a welcoming environment for individuals and families looking to settle down in a multicultural setting.

In terms of the housing market, Albany presents a range of options from historic homes to modern condos, catering to different preferences and budgets. The market is favorable for buyers seeking investment opportunities or a place to call home, with competitive interest rates and a variety of properties to choose from.

Albany boasts a number of main attractions, including the picturesque Albany Bulb, a unique waterfront park with stunning views of the San Francisco Bay. Residents also enjoy proximity to cultural hotspots like the Solano Avenue shopping district and the Berkeley Marina, providing ample opportunities for entertainment and recreation.

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sharon@horizonlendingservices.com
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972-347-9224
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