Empowering Homeownership for All in Aptos, CA

We believe everyone deserves the opportunity to own a home, regardless of their citizenship status. That's why we offer specialized foreign national loan programs in Aptos, CA for ITIN (Individual Taxpayer Identification Number) holders and Foreign Nationals. We aim to make homeownership accessible and straightforward, ensuring you have the support you need throughout the process.

Program Highlights

Flexible Credit Requirements

We understand that credit profiles vary. Our ITIN and Foreign National loan programs in Aptos, CA are accessible with a minimum credit score of 680, opening doors for more borrowers to qualify.

1. Loan Amount and Property Types for Foreign National Mortgages Aptos, CA

Minimum Loan Amount: $100,000

Property Types:

  • Single Family Homes in Aptos, CA (attached and detached)
  • Planned Unit Developments (PUDs)
  • Warrantable Condos (following FNMA requirements)
  • Non-Warrantable Condos (considered on a case-by-case basis, with exception pricing)
  • 2-4 Unit Properties in Aptos, CA

2. Personalized Solutions

We recognize that each borrower has unique needs. Our team in Aptos, CA will work with you to tailor a loan solution for your financial situation and homeownership goals.

3. Competitive Rates

Benefit from our competitive rates designed to make homeownership in Aptos, CA more affordable for ITIN holders and Foreign Nationals.

Why Choose Horizon Lending Services?

Expertise in ITIN and Foreign National Loans

Our experienced team in Aptos, CA understands the nuances of these specialized loan programs and is dedicated to providing you with the best service and support.

Smooth and Efficient Process

From application to closing, we ensure a seamless and hassle-free experience.

Commitment to Your Success

We are committed to helping you achieve your dream of homeownership in Aptos, CA, providing personalized guidance every step of the way.

Affordable Homeownership for ITIN Holders in Aptos, CA
Get Started Today

Ready to take the next step towards owning your home? Contact Horizon Lending Services in Aptos, CA today to explore our ITIN and Foreign National loan programs. Our knowledgeable team is here to assist you and answer any questions you may have.

Horizon Lending Services

Your Partner in Inclusive Home Financing

Benefits of ITIN or Foreign National Home Loan in Aptos, California

ITIN or Foreign National home loans in Aptos, California provide a great opportunity for non-U.S. citizens or individuals without a social security number to own property in the area. These loans offer competitive rates and favorable terms, enabling more people to achieve the dream of homeownership.

Demographically, Aptos boasts a diverse population with a mix of residents from various cultural backgrounds. The town has a thriving community of immigrants and foreign nationals, making it a welcoming and inclusive place to live for individuals from all walks of life.

The housing market in Aptos is stable, with a variety of housing options available to suit different budgets and preferences. From luxurious beachfront properties to cozy family homes, Aptos offers a range of real estate choices for prospective buyers looking to invest in the area.

Some of the main attractions in Aptos include the picturesque Seacliff State Beach, known for its awe-inspiring views and recreational activities. Additionally, the nearby Aptos Village offers charming shops, restaurants, and local cultural events, creating a vibrant and dynamic community for residents to enjoy.

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sharon@horizonlendingservices.com
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If you have any questions or you prefer to speak via the telephone.

972-347-9224
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