Empowering Homeownership for All in Arcata, CA

We believe everyone deserves the opportunity to own a home, regardless of their citizenship status. That's why we offer specialized foreign national loan programs in Arcata, CA for ITIN (Individual Taxpayer Identification Number) holders and Foreign Nationals. We aim to make homeownership accessible and straightforward, ensuring you have the support you need throughout the process.

Program Highlights

Flexible Credit Requirements

We understand that credit profiles vary. Our ITIN and Foreign National loan programs in Arcata, CA are accessible with a minimum credit score of 680, opening doors for more borrowers to qualify.

1. Loan Amount and Property Types for Foreign National Mortgages Arcata, CA

Minimum Loan Amount: $100,000

Property Types:

  • Single Family Homes in Arcata, CA (attached and detached)
  • Planned Unit Developments (PUDs)
  • Warrantable Condos (following FNMA requirements)
  • Non-Warrantable Condos (considered on a case-by-case basis, with exception pricing)
  • 2-4 Unit Properties in Arcata, CA

2. Personalized Solutions

We recognize that each borrower has unique needs. Our team in Arcata, CA will work with you to tailor a loan solution for your financial situation and homeownership goals.

3. Competitive Rates

Benefit from our competitive rates designed to make homeownership in Arcata, CA more affordable for ITIN holders and Foreign Nationals.

Why Choose Horizon Lending Services?

Expertise in ITIN and Foreign National Loans

Our experienced team in Arcata, CA understands the nuances of these specialized loan programs and is dedicated to providing you with the best service and support.

Smooth and Efficient Process

From application to closing, we ensure a seamless and hassle-free experience.

Commitment to Your Success

We are committed to helping you achieve your dream of homeownership in Arcata, CA, providing personalized guidance every step of the way.

Affordable Homeownership for ITIN Holders in Arcata, CA
Get Started Today

Ready to take the next step towards owning your home? Contact Horizon Lending Services in Arcata, CA today to explore our ITIN and Foreign National loan programs. Our knowledgeable team is here to assist you and answer any questions you may have.

Horizon Lending Services

Your Partner in Inclusive Home Financing

Benefits of ITIN or Foreign National Home Loan in Arcata, California

Obtaining an ITIN or Foreign National Home Loan in Arcata, California can provide access to home ownership for individuals without a Social Security number. These loans offer flexibility in documentation requirements and can help non-U.S. residents achieve their dream of owning a home in the beautiful city of Arcata.

Demographics: Arcata is a diverse and welcoming community located in Humboldt County. With a population of approximately 17,000 residents, the city is known for its vibrant arts scene, progressive values, and strong sense of community.

Housing Market: The housing market in Arcata offers a mix of historic homes, modern properties, and picturesque settings. The median home value in Arcata is around $400,000, making it an attractive option for first-time buyers and those looking to invest in real estate.

Main Attractions: Arcata is home to Humboldt State University, which brings a youthful energy to the city. Visitors and residents alike can enjoy the stunning redwood forests, beautiful beaches, and hiking trails in the surrounding area. The Plaza, a historic town square, hosts weekly farmers' markets and various events throughout the year.

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sharon@horizonlendingservices.com
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972-347-9224
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