Empowering Homeownership for All in Bakersfield, CA

We believe everyone deserves the opportunity to own a home, regardless of their citizenship status. That's why we offer specialized foreign national loan programs in Bakersfield, CA for ITIN (Individual Taxpayer Identification Number) holders and Foreign Nationals. We aim to make homeownership accessible and straightforward, ensuring you have the support you need throughout the process.

Program Highlights

Flexible Credit Requirements

We understand that credit profiles vary. Our ITIN and Foreign National loan programs in Bakersfield, CA are accessible with a minimum credit score of 680, opening doors for more borrowers to qualify.

1. Loan Amount and Property Types for Foreign National Mortgages Bakersfield, CA

Minimum Loan Amount: $100,000

Property Types:

  • Single Family Homes in Bakersfield, CA (attached and detached)
  • Planned Unit Developments (PUDs)
  • Warrantable Condos (following FNMA requirements)
  • Non-Warrantable Condos (considered on a case-by-case basis, with exception pricing)
  • 2-4 Unit Properties in Bakersfield, CA

2. Personalized Solutions

We recognize that each borrower has unique needs. Our team in Bakersfield, CA will work with you to tailor a loan solution for your financial situation and homeownership goals.

3. Competitive Rates

Benefit from our competitive rates designed to make homeownership in Bakersfield, CA more affordable for ITIN holders and Foreign Nationals.

Why Choose Horizon Lending Services?

Expertise in ITIN and Foreign National Loans

Our experienced team in Bakersfield, CA understands the nuances of these specialized loan programs and is dedicated to providing you with the best service and support.

Smooth and Efficient Process

From application to closing, we ensure a seamless and hassle-free experience.

Commitment to Your Success

We are committed to helping you achieve your dream of homeownership in Bakersfield, CA, providing personalized guidance every step of the way.

Affordable Homeownership for ITIN Holders in Bakersfield, CA
Get Started Today

Ready to take the next step towards owning your home? Contact Horizon Lending Services in Bakersfield, CA today to explore our ITIN and Foreign National loan programs. Our knowledgeable team is here to assist you and answer any questions you may have.

Horizon Lending Services

Your Partner in Inclusive Home Financing

Benefits of ITIN or Foreign National Home Loan in Bakersfield, California

1. Accessibility: ITIN or Foreign National home loans provide access to individuals who may not have a Social Security number, enabling them to purchase homes in Bakersfield.

2. Diverse Options: These loan programs offer a variety of options tailored to the specific needs and financial situations of non-U.S. citizens or residents, making homeownership achievable.

3. Building Credit: By obtaining a home loan through an ITIN or Foreign National program, individuals can establish a credit history in the U.S., enhancing their financial profile for future endeavors.

Demographics in Bakersfield, California

Bakersfield is a diverse city with a population of approximately 380,000 residents, including a significant Hispanic and Latino community, contributing to a rich cultural tapestry.

Housing Market in Bakersfield, California

The housing market in Bakersfield offers affordable options for homebuyers, with a median home price lower than the state average, making it an attractive location for individuals seeking to invest in real estate.

Main Attractions in Bakersfield, California

Bakersfield is known for its vibrant music scene, including venues that host country music performances, as well as attractions such as the Kern County Museum and the beautiful landscape of the Sequoia National Forest nearby.

Send a Email

Fill our the form or shoot us a email at

sharon@horizonlendingservices.com
Give Us A Call

If you have any questions or you prefer to speak via the telephone.

972-347-9224
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