Empowering Homeownership for All in Bay Minette, AL

We believe everyone deserves the opportunity to own a home, regardless of their citizenship status. That's why we offer specialized foreign national loan programs in Bay Minette, AL for ITIN (Individual Taxpayer Identification Number) holders and Foreign Nationals. We aim to make homeownership accessible and straightforward, ensuring you have the support you need throughout the process.

Program Highlights

Flexible Credit Requirements

We understand that credit profiles vary. Our ITIN and Foreign National loan programs in Bay Minette, AL are accessible with a minimum credit score of 680, opening doors for more borrowers to qualify.

1. Loan Amount and Property Types for Foreign National Mortgages Bay Minette, AL

Minimum Loan Amount: $100,000

Property Types:

  • Single Family Homes in Bay Minette, AL (attached and detached)
  • Planned Unit Developments (PUDs)
  • Warrantable Condos (following FNMA requirements)
  • Non-Warrantable Condos (considered on a case-by-case basis, with exception pricing)
  • 2-4 Unit Properties in Bay Minette, AL

2. Personalized Solutions

We recognize that each borrower has unique needs. Our team in Bay Minette, AL will work with you to tailor a loan solution for your financial situation and homeownership goals.

3. Competitive Rates

Benefit from our competitive rates designed to make homeownership in Bay Minette, AL more affordable for ITIN holders and Foreign Nationals.

Why Choose Horizon Lending Services?

Expertise in ITIN and Foreign National Loans

Our experienced team in Bay Minette, AL understands the nuances of these specialized loan programs and is dedicated to providing you with the best service and support.

Smooth and Efficient Process

From application to closing, we ensure a seamless and hassle-free experience.

Commitment to Your Success

We are committed to helping you achieve your dream of homeownership in Bay Minette, AL, providing personalized guidance every step of the way.

Affordable Homeownership for ITIN Holders in Bay Minette, AL
Get Started Today

Ready to take the next step towards owning your home? Contact Horizon Lending Services in Bay Minette, AL today to explore our ITIN and Foreign National loan programs. Our knowledgeable team is here to assist you and answer any questions you may have.

Horizon Lending Services

Your Partner in Inclusive Home Financing

Benefits of ITIN or Foreign National Home Loan in Bay Minette, Alabama

One of the key benefits of obtaining an ITIN or Foreign National home loan in Bay Minette, Alabama, is the accessibility it provides to individuals who may not have a traditional social security number. This opens up opportunities for foreign nationals and immigrants to achieve the dream of homeownership in the vibrant community of Bay Minette.

Demographically, Bay Minette is a diverse and welcoming town that offers a tight-knit community feel. With a mix of cultures and backgrounds, residents enjoy a rich tapestry of experiences and traditions. This inclusivity extends to the housing market, where ITIN and Foreign National home loans can help individuals from all walks of life find their perfect home.

The housing market in Bay Minette is characterized by a range of options, from historic homes with Southern charm to modern developments with state-of-the-art amenities. The availability of ITIN and Foreign National home loans adds flexibility to the real estate landscape, attracting a wider pool of potential buyers and contributing to the overall growth and stability of the housing market.

When not searching for your dream home, Bay Minette offers a variety of attractions to enjoy, including the beautiful Halliday Park, the historic Baldwin County Courthouse, and the vibrant local dining scene. Residents can immerse themselves in the town's history and culture while taking advantage of the natural beauty that surrounds Bay Minette.

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Fill our the form or shoot us a email at

sharon@horizonlendingservices.com
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If you have any questions or you prefer to speak via the telephone.

972-347-9224
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