Empowering Homeownership for All in Berkeley, CA

We believe everyone deserves the opportunity to own a home, regardless of their citizenship status. That's why we offer specialized foreign national loan programs in Berkeley, CA for ITIN (Individual Taxpayer Identification Number) holders and Foreign Nationals. We aim to make homeownership accessible and straightforward, ensuring you have the support you need throughout the process.

Program Highlights

Flexible Credit Requirements

We understand that credit profiles vary. Our ITIN and Foreign National loan programs in Berkeley, CA are accessible with a minimum credit score of 680, opening doors for more borrowers to qualify.

1. Loan Amount and Property Types for Foreign National Mortgages Berkeley, CA

Minimum Loan Amount: $100,000

Property Types:

  • Single Family Homes in Berkeley, CA (attached and detached)
  • Planned Unit Developments (PUDs)
  • Warrantable Condos (following FNMA requirements)
  • Non-Warrantable Condos (considered on a case-by-case basis, with exception pricing)
  • 2-4 Unit Properties in Berkeley, CA

2. Personalized Solutions

We recognize that each borrower has unique needs. Our team in Berkeley, CA will work with you to tailor a loan solution for your financial situation and homeownership goals.

3. Competitive Rates

Benefit from our competitive rates designed to make homeownership in Berkeley, CA more affordable for ITIN holders and Foreign Nationals.

Why Choose Horizon Lending Services?

Expertise in ITIN and Foreign National Loans

Our experienced team in Berkeley, CA understands the nuances of these specialized loan programs and is dedicated to providing you with the best service and support.

Smooth and Efficient Process

From application to closing, we ensure a seamless and hassle-free experience.

Commitment to Your Success

We are committed to helping you achieve your dream of homeownership in Berkeley, CA, providing personalized guidance every step of the way.

Affordable Homeownership for ITIN Holders in Berkeley, CA
Get Started Today

Ready to take the next step towards owning your home? Contact Horizon Lending Services in Berkeley, CA today to explore our ITIN and Foreign National loan programs. Our knowledgeable team is here to assist you and answer any questions you may have.

Horizon Lending Services

Your Partner in Inclusive Home Financing

Benefits of ITIN or Foreign National Home Loan in Berkeley, California

ITIN or Foreign National home loans in Berkeley, California provide opportunities for immigrant communities to own homes in the vibrant city known for its diversity and culture. These loans offer flexibility and accessibility for those without a social security number.

Berkeley, located in the San Francisco Bay Area, boasts a diverse population with a mix of students, academics, and professionals. The city is known for its progressive attitudes, green initiatives, and various cultural events that celebrate art, food, and music.

The housing market in Berkeley is competitive with a median home price above the national average. However, with ITIN or Foreign National home loans, prospective buyers can find options that suit their budget and needs, making homeownership a reality in this desirable location.

Main attractions in Berkeley include the University of California, Berkeley, which is renowned for its academic excellence and historical significance. Additionally, visitors and residents can enjoy exploring the Berkeley Marina, Tilden Park, and the vibrant downtown area with its eclectic mix of shops and restaurants.

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sharon@horizonlendingservices.com
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972-347-9224
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