Empowering Homeownership for All in Calera, AL

We believe everyone deserves the opportunity to own a home, regardless of their citizenship status. That's why we offer specialized foreign national loan programs in Calera, AL for ITIN (Individual Taxpayer Identification Number) holders and Foreign Nationals. We aim to make homeownership accessible and straightforward, ensuring you have the support you need throughout the process.

Program Highlights

Flexible Credit Requirements

We understand that credit profiles vary. Our ITIN and Foreign National loan programs in Calera, AL are accessible with a minimum credit score of 680, opening doors for more borrowers to qualify.

1. Loan Amount and Property Types for Foreign National Mortgages Calera, AL

Minimum Loan Amount: $100,000

Property Types:

  • Single Family Homes in Calera, AL (attached and detached)
  • Planned Unit Developments (PUDs)
  • Warrantable Condos (following FNMA requirements)
  • Non-Warrantable Condos (considered on a case-by-case basis, with exception pricing)
  • 2-4 Unit Properties in Calera, AL

2. Personalized Solutions

We recognize that each borrower has unique needs. Our team in Calera, AL will work with you to tailor a loan solution for your financial situation and homeownership goals.

3. Competitive Rates

Benefit from our competitive rates designed to make homeownership in Calera, AL more affordable for ITIN holders and Foreign Nationals.

Why Choose Horizon Lending Services?

Expertise in ITIN and Foreign National Loans

Our experienced team in Calera, AL understands the nuances of these specialized loan programs and is dedicated to providing you with the best service and support.

Smooth and Efficient Process

From application to closing, we ensure a seamless and hassle-free experience.

Commitment to Your Success

We are committed to helping you achieve your dream of homeownership in Calera, AL, providing personalized guidance every step of the way.

Affordable Homeownership for ITIN Holders in Calera, AL
Get Started Today

Ready to take the next step towards owning your home? Contact Horizon Lending Services in Calera, AL today to explore our ITIN and Foreign National loan programs. Our knowledgeable team is here to assist you and answer any questions you may have.

Horizon Lending Services

Your Partner in Inclusive Home Financing

Benefits of ITIN & Foreign National Home Loans in Calera, Alabama

ITIN and Foreign National home loans in Calera, Alabama offer numerous benefits such as providing opportunities for individuals without a Social Security Number to qualify for a mortgage. This enables non-U.S. citizens or residents to invest in real estate and establish roots in the community.

Calera, Alabama has a diverse demographic mix with a growing population of professionals, families, and retirees. The city boasts a welcoming environment for individuals from various cultural backgrounds, making it an inclusive and vibrant place to live.

The housing market in Calera, Alabama is attractive with a range of affordable options for home buyers. From cozy single-family homes to spacious condos, there is a diverse selection of properties available to suit different preferences and budgets.

Some main attractions in Calera include the Heart of Dixie Railroad Museum, a popular spot for train enthusiasts, as well as the Timberline Golf Club for golf lovers. Additionally, the city's proximity to Birmingham offers easy access to urban amenities and entertainment venues.

Send a Email

Fill our the form or shoot us a email at

sharon@horizonlendingservices.com
Give Us A Call

If you have any questions or you prefer to speak via the telephone.

972-347-9224
Book Your Appointment
Book now