Empowering Homeownership for All in Capitola, CA

We believe everyone deserves the opportunity to own a home, regardless of their citizenship status. That's why we offer specialized foreign national loan programs in Capitola, CA for ITIN (Individual Taxpayer Identification Number) holders and Foreign Nationals. We aim to make homeownership accessible and straightforward, ensuring you have the support you need throughout the process.

Program Highlights

Flexible Credit Requirements

We understand that credit profiles vary. Our ITIN and Foreign National loan programs in Capitola, CA are accessible with a minimum credit score of 680, opening doors for more borrowers to qualify.

1. Loan Amount and Property Types for Foreign National Mortgages Capitola, CA

Minimum Loan Amount: $100,000

Property Types:

  • Single Family Homes in Capitola, CA (attached and detached)
  • Planned Unit Developments (PUDs)
  • Warrantable Condos (following FNMA requirements)
  • Non-Warrantable Condos (considered on a case-by-case basis, with exception pricing)
  • 2-4 Unit Properties in Capitola, CA

2. Personalized Solutions

We recognize that each borrower has unique needs. Our team in Capitola, CA will work with you to tailor a loan solution for your financial situation and homeownership goals.

3. Competitive Rates

Benefit from our competitive rates designed to make homeownership in Capitola, CA more affordable for ITIN holders and Foreign Nationals.

Why Choose Horizon Lending Services?

Expertise in ITIN and Foreign National Loans

Our experienced team in Capitola, CA understands the nuances of these specialized loan programs and is dedicated to providing you with the best service and support.

Smooth and Efficient Process

From application to closing, we ensure a seamless and hassle-free experience.

Commitment to Your Success

We are committed to helping you achieve your dream of homeownership in Capitola, CA, providing personalized guidance every step of the way.

Affordable Homeownership for ITIN Holders in Capitola, CA
Get Started Today

Ready to take the next step towards owning your home? Contact Horizon Lending Services in Capitola, CA today to explore our ITIN and Foreign National loan programs. Our knowledgeable team is here to assist you and answer any questions you may have.

Horizon Lending Services

Your Partner in Inclusive Home Financing

Benefits of ITIN or Foreign National Home Loan in Capitola, California

ITIN or Foreign National home loans in Capitola, California provide opportunities for non-US citizens to purchase homes and build equity, even without a Social Security number. These loans have flexible requirements and can help individuals achieve the dream of homeownership.

The demographics of Capitola, California, show a diverse population with a mix of residents from different cultural backgrounds. The city is known for its welcoming atmosphere, making it an ideal place for individuals from around the world to settle down and call home.

In terms of the housing market, Capitola offers a range of housing options from cozy beachfront cottages to modern condos. The market is competitive yet diverse, catering to different preferences and budgets. With the assistance of ITIN or Foreign National home loans, individuals can take advantage of the opportunities available in this vibrant real estate market.

Capitola, California, is home to a variety of attractions, including the picturesque Capitola Beach, Capitola Wharf, and boutique shops along the Capitola Village. Residents and visitors alike can enjoy outdoor activities, local dining, and cultural events that make Capitola a unique and thriving community.

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sharon@horizonlendingservices.com
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972-347-9224
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