Empowering Homeownership for All in Cardiff By The Sea, CA

We believe everyone deserves the opportunity to own a home, regardless of their citizenship status. That's why we offer specialized foreign national loan programs in Cardiff By The Sea, CA for ITIN (Individual Taxpayer Identification Number) holders and Foreign Nationals. We aim to make homeownership accessible and straightforward, ensuring you have the support you need throughout the process.

Program Highlights

Flexible Credit Requirements

We understand that credit profiles vary. Our ITIN and Foreign National loan programs in Cardiff By The Sea, CA are accessible with a minimum credit score of 680, opening doors for more borrowers to qualify.

1. Loan Amount and Property Types for Foreign National Mortgages Cardiff By The Sea, CA

Minimum Loan Amount: $100,000

Property Types:

  • Single Family Homes in Cardiff By The Sea, CA (attached and detached)
  • Planned Unit Developments (PUDs)
  • Warrantable Condos (following FNMA requirements)
  • Non-Warrantable Condos (considered on a case-by-case basis, with exception pricing)
  • 2-4 Unit Properties in Cardiff By The Sea, CA

2. Personalized Solutions

We recognize that each borrower has unique needs. Our team in Cardiff By The Sea, CA will work with you to tailor a loan solution for your financial situation and homeownership goals.

3. Competitive Rates

Benefit from our competitive rates designed to make homeownership in Cardiff By The Sea, CA more affordable for ITIN holders and Foreign Nationals.

Why Choose Horizon Lending Services?

Expertise in ITIN and Foreign National Loans

Our experienced team in Cardiff By The Sea, CA understands the nuances of these specialized loan programs and is dedicated to providing you with the best service and support.

Smooth and Efficient Process

From application to closing, we ensure a seamless and hassle-free experience.

Commitment to Your Success

We are committed to helping you achieve your dream of homeownership in Cardiff By The Sea, CA, providing personalized guidance every step of the way.

Affordable Homeownership for ITIN Holders in Cardiff By The Sea, CA
Get Started Today

Ready to take the next step towards owning your home? Contact Horizon Lending Services in Cardiff By The Sea, CA today to explore our ITIN and Foreign National loan programs. Our knowledgeable team is here to assist you and answer any questions you may have.

Horizon Lending Services

Your Partner in Inclusive Home Financing

Benefits of ITIN or Foreign National Home Loan in Cardiff By The Sea, California

ITIN or Foreign National home loans offer an opportunity for individuals without a Social Security Number to own property in Cardiff By The Sea, California. These loans cater to non-residents or those with foreign income, providing access to the housing market and potential investment opportunities.

Demographically, Cardiff By The Sea is a diverse community with a mix of residents from various cultural backgrounds. The town enjoys a moderate climate throughout the year, making it an attractive location for individuals looking to settle in a coastal area with a vibrant community atmosphere.

The housing market in Cardiff By The Sea offers a range of options, from cozy beach cottages to modern oceanfront properties. ITIN or Foreign National home loans can make these housing options accessible to a broader range of buyers, boosting diversity and growth in the local real estate market.

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sharon@horizonlendingservices.com
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972-347-9224
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