Empowering Homeownership for All in Carlsbad, CA

We believe everyone deserves the opportunity to own a home, regardless of their citizenship status. That's why we offer specialized foreign national loan programs in Carlsbad, CA for ITIN (Individual Taxpayer Identification Number) holders and Foreign Nationals. We aim to make homeownership accessible and straightforward, ensuring you have the support you need throughout the process.

Program Highlights

Flexible Credit Requirements

We understand that credit profiles vary. Our ITIN and Foreign National loan programs in Carlsbad, CA are accessible with a minimum credit score of 680, opening doors for more borrowers to qualify.

1. Loan Amount and Property Types for Foreign National Mortgages Carlsbad, CA

Minimum Loan Amount: $100,000

Property Types:

  • Single Family Homes in Carlsbad, CA (attached and detached)
  • Planned Unit Developments (PUDs)
  • Warrantable Condos (following FNMA requirements)
  • Non-Warrantable Condos (considered on a case-by-case basis, with exception pricing)
  • 2-4 Unit Properties in Carlsbad, CA

2. Personalized Solutions

We recognize that each borrower has unique needs. Our team in Carlsbad, CA will work with you to tailor a loan solution for your financial situation and homeownership goals.

3. Competitive Rates

Benefit from our competitive rates designed to make homeownership in Carlsbad, CA more affordable for ITIN holders and Foreign Nationals.

Why Choose Horizon Lending Services?

Expertise in ITIN and Foreign National Loans

Our experienced team in Carlsbad, CA understands the nuances of these specialized loan programs and is dedicated to providing you with the best service and support.

Smooth and Efficient Process

From application to closing, we ensure a seamless and hassle-free experience.

Commitment to Your Success

We are committed to helping you achieve your dream of homeownership in Carlsbad, CA, providing personalized guidance every step of the way.

Affordable Homeownership for ITIN Holders in Carlsbad, CA
Get Started Today

Ready to take the next step towards owning your home? Contact Horizon Lending Services in Carlsbad, CA today to explore our ITIN and Foreign National loan programs. Our knowledgeable team is here to assist you and answer any questions you may have.

Horizon Lending Services

Your Partner in Inclusive Home Financing

Benefits of ITIN or Foreign National Home Loan in Carlsbad, California

ITIN or Foreign National home loans in Carlsbad, California offer non-US citizens a chance to own property in this beautiful coastal city. These loans have flexible eligibility criteria and lower requirements than traditional loans, making homeownership more accessible.

Carlsbad, located in San Diego County, has a diverse population with a growing community of international residents. The city's demographics include a mix of cultures, creating a vibrant and welcoming environment for all individuals and families looking to settle in the area.

The housing market in Carlsbad is robust, with a mix of luxury homes, townhouses, and apartments catering to different preferences. Property values have been steadily increasing, making it a lucrative investment opportunity for those looking to buy real estate in a prime location like Carlsbad.

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sharon@horizonlendingservices.com
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972-347-9224
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