Empowering Homeownership for All in Carlsbad, TX

We believe everyone deserves the opportunity to own a home, regardless of their citizenship status. That's why we offer specialized foreign national loan programs in Carlsbad, TX for ITIN (Individual Taxpayer Identification Number) holders and Foreign Nationals. We aim to make homeownership accessible and straightforward, ensuring you have the support you need throughout the process.

Program Highlights

Flexible Credit Requirements

We understand that credit profiles vary. Our ITIN and Foreign National loan programs in Carlsbad, TX are accessible with a minimum credit score of 680, opening doors for more borrowers to qualify.

1. Loan Amount and Property Types for Foreign National Mortgages Carlsbad, TX

Minimum Loan Amount: $100,000

Property Types:

  • Single Family Homes in Carlsbad, TX (attached and detached)
  • Planned Unit Developments (PUDs)
  • Warrantable Condos (following FNMA requirements)
  • Non-Warrantable Condos (considered on a case-by-case basis, with exception pricing)
  • 2-4 Unit Properties in Carlsbad, TX

2. Personalized Solutions

We recognize that each borrower has unique needs. Our team in Carlsbad, TX will work with you to tailor a loan solution for your financial situation and homeownership goals.

3. Competitive Rates

Benefit from our competitive rates designed to make homeownership in Carlsbad, TX more affordable for ITIN holders and Foreign Nationals.

Why Choose Horizon Lending Services?

Expertise in ITIN and Foreign National Loans

Our experienced team in Carlsbad, TX understands the nuances of these specialized loan programs and is dedicated to providing you with the best service and support.

Smooth and Efficient Process

From application to closing, we ensure a seamless and hassle-free experience.

Commitment to Your Success

We are committed to helping you achieve your dream of homeownership in Carlsbad, TX, providing personalized guidance every step of the way.

Affordable Homeownership for ITIN Holders in Carlsbad, TX
Get Started Today

Ready to take the next step towards owning your home? Contact Horizon Lending Services in Carlsbad, TX today to explore our ITIN and Foreign National loan programs. Our knowledgeable team is here to assist you and answer any questions you may have.

Horizon Lending Services

Your Partner in Inclusive Home Financing

Benefits of ITIN or Foreign National Home Loan in Carlsbad, Texas

ITIN or Foreign National home loans in Carlsbad, Texas, offer a unique opportunity for individuals without a Social Security Number to qualify for a mortgage. These loans provide a path to home ownership for foreign nationals, non-resident aliens, and residents without established credit in the U.S. They typically have flexible approval criteria and can help diversify the housing market.

Carlsbad, Texas, is a diverse community with a mix of residents, including families, young professionals, and retirees. The town has a rich cultural heritage with a blend of traditions from different ethnic backgrounds. The welcoming atmosphere and friendly neighborhoods make Carlsbad an ideal place for individuals seeking a sense of community and belonging.

The housing market in Carlsbad, Texas, offers a range of options for potential homebuyers. From cozy single-family homes to spacious estates, there is something for everyone. The market is relatively stable, with moderate appreciation rates, making it a favorable environment for both buyers and sellers. Affordable housing options and low interest rates contribute to the attractiveness of investing in real estate in Carlsbad.

Some of the main attractions in Carlsbad, Texas, include the scenic parks, historical sites, and vibrant local events. Residents can enjoy outdoor activities such as hiking, biking, and picnicking in the picturesque natural surroundings. Cultural landmarks and museums showcase the town's rich history and heritage. Additionally, annual festivals and community gatherings provide opportunities for socializing and experiencing the local culture.

Send a Email

Fill our the form or shoot us a email at

sharon@horizonlendingservices.com
Give Us A Call

If you have any questions or you prefer to speak via the telephone.

972-347-9224
Book Your Appointment
Book now