ITIN or Foreign National Home Loan Carmel, CA

Empowering Homeownership for All in Carmel, CA

We believe everyone deserves the opportunity to own a home, regardless of their citizenship status. That's why we offer specialized foreign national loan programs in Carmel, CA for ITIN (Individual Taxpayer Identification Number) holders and Foreign Nationals. We aim to make homeownership accessible and straightforward, ensuring you have the support you need throughout the process.

Program Highlights

Flexible Credit Requirements

We understand that credit profiles vary. Our ITIN and Foreign National loan programs in Carmel, CA are accessible with a minimum credit score of 680, opening doors for more borrowers to qualify.

1. Loan Amount and Property Types for Foreign National Mortgages Carmel, CA

Minimum Loan Amount: $100,000

Property Types:

Single Family Homes in Carmel, CA (attached and detached)
Planned Unit Developments (PUDs)
Warrantable Condos (following FNMA requirements)
Non-Warrantable Condos (considered on a case-by-case basis, with exception pricing)
2-4 Unit Properties in Carmel, CA

2. Personalized Solutions

We recognize that each borrower has unique needs. Our team in Carmel, CA will work with you to tailor a loan solution for your financial situation and homeownership goals.

3. Competitive Rates

Benefit from our competitive rates designed to make homeownership in Carmel, CA more affordable for ITIN holders and Foreign Nationals.

Why Choose Horizon Lending Services?

Expertise in ITIN and Foreign National Loans

Our experienced team in Carmel, CA understands the nuances of these specialized loan programs and is dedicated to providing you with the best service and support.

Smooth and Efficient Process

From application to closing, we ensure a seamless and hassle-free experience.

Commitment to Your Success

We are committed to helping you achieve your dream of homeownership in Carmel, CA, providing personalized guidance every step of the way.

Affordable Homeownership for ITIN Holders in Carmel, CA

Get Started Today

Ready to take the next step towards owning your home? Contact Horizon Lending Services in Carmel, CA today to explore our ITIN and Foreign National loan programs. Our knowledgeable team is here to assist you and answer any questions you may have.

Benefits of ITIN or Foreign National Home Loan in Carmel, California

ITIN or Foreign National home loans in Carmel, California offer a unique opportunity for individuals without a Social Security number to finance a home purchase. These loans provide access to the real estate market and the chance to invest in property in a desirable location like Carmel.

Demographically, Carmel boasts a population of around 3,800 residents. Known for its artistic history and as a haven for creatives, the city attracts individuals seeking a picturesque coastal setting with a vibrant community. Residents enjoy a high quality of life and easy access to amenities.

In terms of the housing market, Carmel offers a mix of properties, including historic homes, modern estates, and cozy cottages. The market is competitive, with median home prices around $1.5 million. ITIN or Foreign National home loans can help buyers navigate this market and achieve their homeownership goals.

Some of the main attractions in Carmel include the iconic Pebble Beach Golf Links, Carmel Beach with its white sands and stunning views, the Carmel Mission, and the picturesque Ocean Avenue filled with boutiques and galleries. Residents and visitors alike enjoy the rich cultural and natural offerings in Carmel.