Empowering Homeownership for All in Carmel By The Sea, CA

We believe everyone deserves the opportunity to own a home, regardless of their citizenship status. That's why we offer specialized foreign national loan programs in Carmel By The Sea, CA for ITIN (Individual Taxpayer Identification Number) holders and Foreign Nationals. We aim to make homeownership accessible and straightforward, ensuring you have the support you need throughout the process.

Program Highlights

Flexible Credit Requirements

We understand that credit profiles vary. Our ITIN and Foreign National loan programs in Carmel By The Sea, CA are accessible with a minimum credit score of 680, opening doors for more borrowers to qualify.

1. Loan Amount and Property Types for Foreign National Mortgages Carmel By The Sea, CA

Minimum Loan Amount: $100,000

Property Types:

  • Single Family Homes in Carmel By The Sea, CA (attached and detached)
  • Planned Unit Developments (PUDs)
  • Warrantable Condos (following FNMA requirements)
  • Non-Warrantable Condos (considered on a case-by-case basis, with exception pricing)
  • 2-4 Unit Properties in Carmel By The Sea, CA

2. Personalized Solutions

We recognize that each borrower has unique needs. Our team in Carmel By The Sea, CA will work with you to tailor a loan solution for your financial situation and homeownership goals.

3. Competitive Rates

Benefit from our competitive rates designed to make homeownership in Carmel By The Sea, CA more affordable for ITIN holders and Foreign Nationals.

Why Choose Horizon Lending Services?

Expertise in ITIN and Foreign National Loans

Our experienced team in Carmel By The Sea, CA understands the nuances of these specialized loan programs and is dedicated to providing you with the best service and support.

Smooth and Efficient Process

From application to closing, we ensure a seamless and hassle-free experience.

Commitment to Your Success

We are committed to helping you achieve your dream of homeownership in Carmel By The Sea, CA, providing personalized guidance every step of the way.

Affordable Homeownership for ITIN Holders in Carmel By The Sea, CA
Get Started Today

Ready to take the next step towards owning your home? Contact Horizon Lending Services in Carmel By The Sea, CA today to explore our ITIN and Foreign National loan programs. Our knowledgeable team is here to assist you and answer any questions you may have.

Horizon Lending Services

Your Partner in Inclusive Home Financing

Benefits of ITIN/Foreign National Home Loan in Carmel By The Sea, California

ITIN or Foreign National home loans in Carmel By The Sea, California offer unique opportunities for non-US citizens to achieve homeownership. These loans do not require a Social Security number, making them accessible to foreign nationals or individuals with ITINs.

Demographics in Carmel By The Sea reflect a diverse community with a mix of residents and tourists. The area attracts individuals seeking a high quality of life, with a median household income well above the national average. This makes it an appealing location for both permanent residents and second homeowners.

The housing market in Carmel By The Sea is known for its luxury properties and unique architectural styles. Home values have remained stable, making it an attractive investment option. With ITIN/Foreign National home loans, buyers can tap into this exclusive market and secure their dream property in this picturesque coastal town.

Main attractions in Carmel By The Sea include the stunning Carmel Beach, renowned for its white sandy shores and scenic views. The town is also famous for its artistic heritage, with numerous galleries and events celebrating local artists. Additionally, the charming downtown area boasts upscale boutiques and gourmet restaurants, offering a vibrant and sophisticated lifestyle for residents and visitors alike.

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sharon@horizonlendingservices.com
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972-347-9224
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