Empowering Homeownership for All in Carmichael, CA

We believe everyone deserves the opportunity to own a home, regardless of their citizenship status. That's why we offer specialized foreign national loan programs in Carmichael, CA for ITIN (Individual Taxpayer Identification Number) holders and Foreign Nationals. We aim to make homeownership accessible and straightforward, ensuring you have the support you need throughout the process.

Program Highlights

Flexible Credit Requirements

We understand that credit profiles vary. Our ITIN and Foreign National loan programs in Carmichael, CA are accessible with a minimum credit score of 680, opening doors for more borrowers to qualify.

1. Loan Amount and Property Types for Foreign National Mortgages Carmichael, CA

Minimum Loan Amount: $100,000

Property Types:

  • Single Family Homes in Carmichael, CA (attached and detached)
  • Planned Unit Developments (PUDs)
  • Warrantable Condos (following FNMA requirements)
  • Non-Warrantable Condos (considered on a case-by-case basis, with exception pricing)
  • 2-4 Unit Properties in Carmichael, CA

2. Personalized Solutions

We recognize that each borrower has unique needs. Our team in Carmichael, CA will work with you to tailor a loan solution for your financial situation and homeownership goals.

3. Competitive Rates

Benefit from our competitive rates designed to make homeownership in Carmichael, CA more affordable for ITIN holders and Foreign Nationals.

Why Choose Horizon Lending Services?

Expertise in ITIN and Foreign National Loans

Our experienced team in Carmichael, CA understands the nuances of these specialized loan programs and is dedicated to providing you with the best service and support.

Smooth and Efficient Process

From application to closing, we ensure a seamless and hassle-free experience.

Commitment to Your Success

We are committed to helping you achieve your dream of homeownership in Carmichael, CA, providing personalized guidance every step of the way.

Affordable Homeownership for ITIN Holders in Carmichael, CA
Get Started Today

Ready to take the next step towards owning your home? Contact Horizon Lending Services in Carmichael, CA today to explore our ITIN and Foreign National loan programs. Our knowledgeable team is here to assist you and answer any questions you may have.

Horizon Lending Services

Your Partner in Inclusive Home Financing

Exploring the Benefits of ITIN or Foreign National Home Loan in Carmichael, California

For individuals without a social security number, the ITIN or Foreign National home loan in Carmichael, California provides an excellent opportunity to achieve the dream of homeownership. This loan option allows non-US citizens to purchase property, creating a stable living environment and building equity over time.

Carmichael, California boasts a diverse demographic profile, with a mix of cultures and backgrounds contributing to a vibrant community. The town offers a welcoming atmosphere for foreign nationals looking to invest in real estate, providing a sense of belonging and inclusion.

The housing market in Carmichael presents a range of options for prospective buyers, catering to various budgets and preferences. With competitive interest rates and favorable mortgage terms, individuals utilizing ITIN or Foreign National home loans can find affordable and attractive housing opportunities in this thriving market.

Beyond the real estate offerings, Carmichael features a host of main attractions, including picturesque parks, local eateries serving delicious cuisine, and a lively arts and culture scene. Residents can enjoy a high quality of life in this charming town, making it an ideal place to call home.

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sharon@horizonlendingservices.com
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If you have any questions or you prefer to speak via the telephone.

972-347-9224
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