Empowering Homeownership for All in Carnelian Bay, CA

We believe everyone deserves the opportunity to own a home, regardless of their citizenship status. That's why we offer specialized foreign national loan programs in Carnelian Bay, CA for ITIN (Individual Taxpayer Identification Number) holders and Foreign Nationals. We aim to make homeownership accessible and straightforward, ensuring you have the support you need throughout the process.

Program Highlights

Flexible Credit Requirements

We understand that credit profiles vary. Our ITIN and Foreign National loan programs in Carnelian Bay, CA are accessible with a minimum credit score of 680, opening doors for more borrowers to qualify.

1. Loan Amount and Property Types for Foreign National Mortgages Carnelian Bay, CA

Minimum Loan Amount: $100,000

Property Types:

  • Single Family Homes in Carnelian Bay, CA (attached and detached)
  • Planned Unit Developments (PUDs)
  • Warrantable Condos (following FNMA requirements)
  • Non-Warrantable Condos (considered on a case-by-case basis, with exception pricing)
  • 2-4 Unit Properties in Carnelian Bay, CA

2. Personalized Solutions

We recognize that each borrower has unique needs. Our team in Carnelian Bay, CA will work with you to tailor a loan solution for your financial situation and homeownership goals.

3. Competitive Rates

Benefit from our competitive rates designed to make homeownership in Carnelian Bay, CA more affordable for ITIN holders and Foreign Nationals.

Why Choose Horizon Lending Services?

Expertise in ITIN and Foreign National Loans

Our experienced team in Carnelian Bay, CA understands the nuances of these specialized loan programs and is dedicated to providing you with the best service and support.

Smooth and Efficient Process

From application to closing, we ensure a seamless and hassle-free experience.

Commitment to Your Success

We are committed to helping you achieve your dream of homeownership in Carnelian Bay, CA, providing personalized guidance every step of the way.

Affordable Homeownership for ITIN Holders in Carnelian Bay, CA
Get Started Today

Ready to take the next step towards owning your home? Contact Horizon Lending Services in Carnelian Bay, CA today to explore our ITIN and Foreign National loan programs. Our knowledgeable team is here to assist you and answer any questions you may have.

Horizon Lending Services

Your Partner in Inclusive Home Financing

Benefits of ITIN / Foreign National Home Loan in Carnelian Bay, California

Benefits: Applying for an ITIN or Foreign National home loan in Carnelian Bay, California can open doors to home ownership for individuals without a social security number. These loans provide an opportunity for non-U.S. citizens to invest in the real estate market and build equity.

Demographics: Carnelian Bay is a small community located on the shores of Lake Tahoe in Placer County, California. The population is diverse, including a mix of full-time residents, vacation homeowners, and seasonal visitors. The area is popular among outdoor enthusiasts and nature lovers.

Housing Market: The housing market in Carnelian Bay offers a mix of properties, including stunning lakefront homes, cozy cabins, and modern condos. Prices vary depending on the location and amenities, making it possible to find a home that fits different budgets.

Main Attractions: Some main attractions in Carnelian Bay include water activities on Lake Tahoe, hiking in the surrounding mountains, and exploring nearby ski resorts like Northstar California Resort. The area also boasts restaurants, shops, and cafes for residents and visitors to enjoy.

Send a Email

Fill our the form or shoot us a email at

sharon@horizonlendingservices.com
Give Us A Call

If you have any questions or you prefer to speak via the telephone.

972-347-9224
Book Your Appointment
Book now