Empowering Homeownership for All in Cerritos, CA

We believe everyone deserves the opportunity to own a home, regardless of their citizenship status. That's why we offer specialized foreign national loan programs in Cerritos, CA for ITIN (Individual Taxpayer Identification Number) holders and Foreign Nationals. We aim to make homeownership accessible and straightforward, ensuring you have the support you need throughout the process.

Program Highlights

Flexible Credit Requirements

We understand that credit profiles vary. Our ITIN and Foreign National loan programs in Cerritos, CA are accessible with a minimum credit score of 680, opening doors for more borrowers to qualify.

1. Loan Amount and Property Types for Foreign National Mortgages Cerritos, CA

Minimum Loan Amount: $100,000

Property Types:

  • Single Family Homes in Cerritos, CA (attached and detached)
  • Planned Unit Developments (PUDs)
  • Warrantable Condos (following FNMA requirements)
  • Non-Warrantable Condos (considered on a case-by-case basis, with exception pricing)
  • 2-4 Unit Properties in Cerritos, CA

2. Personalized Solutions

We recognize that each borrower has unique needs. Our team in Cerritos, CA will work with you to tailor a loan solution for your financial situation and homeownership goals.

3. Competitive Rates

Benefit from our competitive rates designed to make homeownership in Cerritos, CA more affordable for ITIN holders and Foreign Nationals.

Why Choose Horizon Lending Services?

Expertise in ITIN and Foreign National Loans

Our experienced team in Cerritos, CA understands the nuances of these specialized loan programs and is dedicated to providing you with the best service and support.

Smooth and Efficient Process

From application to closing, we ensure a seamless and hassle-free experience.

Commitment to Your Success

We are committed to helping you achieve your dream of homeownership in Cerritos, CA, providing personalized guidance every step of the way.

Affordable Homeownership for ITIN Holders in Cerritos, CA
Get Started Today

Ready to take the next step towards owning your home? Contact Horizon Lending Services in Cerritos, CA today to explore our ITIN and Foreign National loan programs. Our knowledgeable team is here to assist you and answer any questions you may have.

Horizon Lending Services

Your Partner in Inclusive Home Financing

Benefits of ITIN/Foreign National Home Loans in Cerritos, CA

ITIN or Foreign National home loans in Cerritos offer flexibility and opportunity to non-US citizens to own property. These loans typically require a higher down payment but open doors to homeownership for those without a Social Security Number.

In terms of demographics, Cerritos, CA, boasts a diverse population with a strong Asian influence. The city is known for its excellent school district, making it an attractive location for families looking to settle in a safe and thriving community.

The housing market in Cerritos is competitive yet stable. With a mix of single-family homes and condos, there are options for various budgets. The median home price in Cerritos is above the national average, reflecting the desirability of the area.

Main attractions in Cerritos include the Cerritos Center for the Performing Arts, offering entertainment for all ages, and the Los Cerritos Center, a popular shopping destination. The city's parks and recreation facilities provide ample opportunities for outdoor activities and community events.

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Fill our the form or shoot us a email at

sharon@horizonlendingservices.com
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If you have any questions or you prefer to speak via the telephone.

972-347-9224
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