Empowering Homeownership for All in Chelsea, AL

We believe everyone deserves the opportunity to own a home, regardless of their citizenship status. That's why we offer specialized foreign national loan programs in Chelsea, AL for ITIN (Individual Taxpayer Identification Number) holders and Foreign Nationals. We aim to make homeownership accessible and straightforward, ensuring you have the support you need throughout the process.

Program Highlights

Flexible Credit Requirements

We understand that credit profiles vary. Our ITIN and Foreign National loan programs in Chelsea, AL are accessible with a minimum credit score of 680, opening doors for more borrowers to qualify.

1. Loan Amount and Property Types for Foreign National Mortgages Chelsea, AL

Minimum Loan Amount: $100,000

Property Types:

  • Single Family Homes in Chelsea, AL (attached and detached)
  • Planned Unit Developments (PUDs)
  • Warrantable Condos (following FNMA requirements)
  • Non-Warrantable Condos (considered on a case-by-case basis, with exception pricing)
  • 2-4 Unit Properties in Chelsea, AL

2. Personalized Solutions

We recognize that each borrower has unique needs. Our team in Chelsea, AL will work with you to tailor a loan solution for your financial situation and homeownership goals.

3. Competitive Rates

Benefit from our competitive rates designed to make homeownership in Chelsea, AL more affordable for ITIN holders and Foreign Nationals.

Why Choose Horizon Lending Services?

Expertise in ITIN and Foreign National Loans

Our experienced team in Chelsea, AL understands the nuances of these specialized loan programs and is dedicated to providing you with the best service and support.

Smooth and Efficient Process

From application to closing, we ensure a seamless and hassle-free experience.

Commitment to Your Success

We are committed to helping you achieve your dream of homeownership in Chelsea, AL, providing personalized guidance every step of the way.

Affordable Homeownership for ITIN Holders in Chelsea, AL
Get Started Today

Ready to take the next step towards owning your home? Contact Horizon Lending Services in Chelsea, AL today to explore our ITIN and Foreign National loan programs. Our knowledgeable team is here to assist you and answer any questions you may have.

Horizon Lending Services

Your Partner in Inclusive Home Financing

Benefits of ITIN or Foreign National Home Loan in Chelsea, Alabama

One of the key benefits of an ITIN or Foreign National home loan in Chelsea, Alabama is the accessibility it provides to non-US citizens. These specialized loan options allow individuals without a Social Security Number to purchase property in the area, opening up opportunities for homeownership and investment.

Demographically, Chelsea, Alabama is a vibrant community with a mix of young families and professionals. The town offers a suburban feel with highly rated schools, making it an attractive location for those looking to settle down or raise a family.

In terms of the housing market, Chelsea, Alabama has seen steady growth in property values over the past few years. With a range of housing options available, from single-family homes to townhouses, there are choices to suit different budgets and preferences, adding to the appeal of the area for potential homebuyers.

Some of the main attractions in Chelsea, Alabama include the beautiful Oak Mountain State Park, known for its hiking trails and scenic views. The vibrant Main Street area offers a variety of dining and shopping options, providing residents with a sense of community and convenience.

Send a Email

Fill our the form or shoot us a email at

sharon@horizonlendingservices.com
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If you have any questions or you prefer to speak via the telephone.

972-347-9224
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